190 Rusk Cir, Spring Hill, FL, 34606
About This Home
Bring your Boat or RV, NO Deed Restrictions, NO HOA & NO FLOOD ZONE-High & Dry! Qualifies for FHA loan too. Welcome to 190 Rusk Circle in the desirable Hunters Lake area of Spring Hill—where lush landscaping meets adventure-ready living! Built in 2016 with only One Owner, this beautifully maintained 4-bedroom, 2-bath home offers just over 2,300 sq ft of living space. Thoughtfully designed split floorplan with soaring ceilings, covered/column entryway, 5 1/4 " baseboards & double-pane tilt-in windows for easy care. The fully-fenced backyard is a gardener’s dream with garden beds, mature landscaping and a storage shed ready for your tools and seeds. There's plenty of space to add a pool, outdoor kitchen, or expand your private green oasis. Inside, the kitchen features ample space for cooking with wood cabinetry, bar seating and a cozy breakfast nook. You'll love the generously sized formal living and dining rooms plus a separate family room adjacent to the kitchen with lanai door access. The spacious primary suite easily accommodates a king-sized bedroom suite, dual walk-ins closets, separate lanai access with ensuite bathroom featuring dual sinks/countertops, soaking tub with walk-in shower. A second full bath also opens to the lanai—making it perfect for future pool use. With NO HOA, NO CDD, and NO deed restrictions, you’re free to make this space your own. Best of all, you're minutes from County Line Rd, local shopping, restaurants, boat ramps, fishing spots & minutes to Aripeka & Hernando Beach or go kayaking along Weeki-Wachee Springs. Don’t miss the Farmers Market every Saturday just around the corner! Whether you're an avid gardener or wanting a home to plant your roots—this home has it all. Call for your Private Showing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 144
- Dimensions: 12x12
Family Room
- Level: First
- Area: 264
- Dimensions: 11x24
Features
- Ceiling Fan(s),High Ceilings,Solid Wood Cabinets,Walk-In Closet(s)
- Window features: Blinds,Double Pane Windows
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 3,062
- Total interior livable area: 2,330 sqft
Kitchen
- Level: First
- Area: 154
- Dimensions: 11x14
Living Room
- Level: First
- Area: 210
- Dimensions: 15x14
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 195
- Dimensions: 13x15
Property
Details
- Parcel number: R3231732505002270060
- Zoning: PDP
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Screened
- Exterior features: Garden,Private Mailbox
- Fencing: Chain Link
- Residential vegetation: Mature Landscaping
Lot
- Lot size: 10,515 sqft
- Features: In County,Landscaped
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hernando County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $475 | $5,700 |
| Electricity | $234 | $2,813 |
| Total | $2,936 | $35,232 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-12 | Listed for sale | $395,000 |
| 2026-01-01 | Listing removed | $390,000 |
| 2025-08-27 | Price change | $390,000 |
| 2025-07-15 | Listed for sale | $395,000 |
| 2019-03-18 | Listing removed | $1,500 |
| 2019-02-27 | Listed for rent | $1,600 |
| 2018-02-10 | Listing removed | $1,500 |
| 2017-12-22 | Listed for rent | $1,500 |
| 2016-05-03 | Sold | $183,650 |
| 2005-03-30 | Sold | $35,000 |
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