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3613 Valle Santa Cir, Cape Coral, FL, 33909

5beds
3baths
3,302sqft
$439,999
$133price/sqft
$3,809/moest. monthly cost
$152,360/yrincome needed

About This Home

Welcome to your dream home in Bella Vida, one of Cape Coral’s most desirable gated communities! This impressive 5-bedroom, 3-bath residence offers over 3,300 sq ft of living space and is the largest home currently available in the community, perfectly positioned on a serene lakefront corner lot at the end of a quiet cul-de-sac. Enjoy peace of mind with major upgrades already completed, including a new metal roof (2023), seamless gutters, and a generator hookup. The home is located outside of a flood zone, adding even more value and security. Inside, you’ll find a thoughtfully designed layout with LVP flooring and tile throughout the main living areas and bathrooms, combining durability with modern style. The expansive kitchen has been beautifully updated with newer cabinets, granite countertops, and stainless steel appliances, and is ideal for entertaining, featuring abundant storage and plenty of room for gathering with family and friends. Step outside to a widened driveway and a generous backyard with ample space to build your dream pool, all while enjoying peaceful lake views. This property also includes a 3-car garage and benefits from lower HOA fees while still offering exceptional community amenities: a resort-style pool, clubhouse, fitness center, basketball and tennis courts, plus internet and cable included. This is Florida living at its best—space, upgrades, location, and lifestyle all in one exceptional home.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedroom on Main Level,Dual Sinks,Kitchen Island,Living/Dining Room,Pantry,Cable TV,Upper Level Primary,Vaulted Ceiling(s),High Speed Internet,Den
  • Window features: Single Hung,Shutters
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,993
  • Total interior livable area: 3,302 sqft

Property

Details

  • Parcel number: 214324C100120.0500
  • Lease amount: 0
  • Zoning description: R1

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Sprinkler/Irrigation,Room For Pool,Shutters Manual
  • Has view: Yes
  • View description: Landscaped,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 8,494 sqft
  • Features: Corner Lot,Cul-De-Sac,Oversized Lot,Pond on Lot,Sprinklers Automatic
  • Lot size dimensions: 65 x 135 x 65 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$338$4,056
Property Taxes $915$10,980
Electricity $332$3,987
Total$3,809$45,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,594/yr
40% on housing$114,270/yr
45% on housing$101,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 33909$176
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33909$195
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$429,900
2026-07-13Price change$439,999
2026-05-25Price change$449,999
2026-05-12Listed for sale$469,900
2017-03-02Sold$336,300

For Sale by Agent

AgentJoseph Garretto
BrokerageStarlink Realty, Inc

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