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2119 NW 23RD TERRACE, Cape Coral, FL, 33993

4beds
2baths
1,852sqft
$275,000
$148price/sqft
$2,207/moest. monthly cost
$88,280/yrincome needed

About This Home

Built in 2021, this spacious 4-bedroom, 2-bath home offers a functional layout with room to live, work, and entertain. Upon entering, you are welcomed by flexible living and dining spaces that can be used as a formal sitting area, home office, or dinette. The kitchen overlooks the family room, creating an open connection between the main gathering areas while providing ample cabinetry, granite countertops, stainless-steel appliances, and breakfast-bar seating. Extend your living space outdoors on the covered rear patio, ideal for relaxing and enjoying the Florida weather. The adjacent vacant homesite to the right provides additional separation, privacy, and a more open setting. Located in growing Northwest Cape Coral, the property is convenient to Coral Oaks Golf Course, the Burnt Store Road corridor, schools, shopping, dining, boating, and outdoor recreation.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
Mariner Middle SchoolGrades 6-82.6 mi
3/10
Mariner High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom1

  • Level: First

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Stone Counters,Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,474
  • Total interior livable area: 1,852 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 334323C103895.0420
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Mailbox

Lot

  • Lot size: 10,019 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$191$2,292
Property Taxes $429$5,148
Electricity $197$2,366
Total$2,207$26,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,668/yr
40% on housing$66,210/yr
45% on housing$58,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 33993$228
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33993$209
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$275,000
2026-07-14Price change$299,000
2026-07-07Listed for sale$320,000
2022-02-10Sold$284,900
2020-08-24Sold$9,500
2020-07-21Pending sale$9,900
2020-07-08Price change$9,900
2020-05-14Listed for sale$10,290
2012-10-05Sold$4,300
2012-03-28Listing removed$4,700
2012-03-04Listed for sale$4,700
2005-09-28Sold$97,500

For Sale by Agent

AgentTori Alexander
BrokerageLEGACY REALTY & BROKERS LLC

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