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1406 SW 13th St, Cape Coral, FL, 33991

4beds
3baths
1,962sqft
$559,000
$285price/sqft
$3,444/moest. monthly cost
$137,760/yrincome needed

About This Home

**PRICE IMPROVEMENT **Welcome to your new sanctuary—a stunning newer construction pool home that beautifully combines modern design with functional elegance. As you step inside, you are greeted by beautiful tile flooring that flows seamlessly throughout the entire home. The heart of the home boasts a modern kitchen outfitted with luxury cabinets, sleek black stainless steel appliances, and a breakfast bar with waterfall quartz countertops, this space is perfect for both intimate family meals and entertaining guests. The open view of the great room and dining area ensures you’ll never miss a moment, whether you're hosting a gathering or enjoying quality time with loved ones. Tray ceilings in the great room, dining room, and bedrooms add an extra touch of sophistication, accentuating the height and openness of the spaces. The master suite is a true retreat, featuring a separate tub and a walk-around shower designed for everyday luxury. Dual sinks offer convenience, allowing for a harmonious morning routine. With four spacious bedrooms and three full bathrooms, there’s ample room for family and guests to enjoy their privacy while still coming together in the shared spaces. A dedicated laundry room with generous cabinet space and a convenient laundry sink enhances the home's functionality. Step outside, and you’ll find an outdoor kitchen and a large lanai, ideal for entertaining or enjoying quiet evenings by the pool. Picture summer days spent lounging by the sparkling pool adorned with glass tiles, surrounded by a paver pool deck that offers plenty of space for sunbathing and hosting barbecues. The backyard is beautifully landscaped and fully fenced in. This impressive abode also features a driveway spacious enough for multiple vehicles, making parking a breeze along with a massive 3 car garage adorned with epoxy floors. This home is NOT IN A FLOOD ZONE. ALL ASSESMENTS ARE IN AND PAID. Best of all, you are just minutes away from vibrant shopping areas and excellent schools, ensuring that convenience is always at your fingertips. Don’t miss this opportunity to own a piece of paradise—where modern luxury meets everyday living in a spectacular setting! Come and experience the perfect blend of style and comfort today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Patriot Elementary SchoolGrades PK-51.0 mi
8/10
Challenger Middle SchoolGrades 6-81.0 mi
4/10
Cape Coral High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker
  • Laundry features: Washer Hookup,Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Dual Sinks,Other,Split Bedrooms,Screened Porch
  • Window features: Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,618
  • Total interior livable area: 1,962 sqft

Property

Details

  • Parcel number: 224423C404435.0210
  • Lease amount: 0
  • Zoning description: R1-D

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Fence,Security/High Impact Doors,Sprinkler/Irrigation,Outdoor Kitchen
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 120 x 80 x 120

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$317$3,804
Property Taxes $104$1,248
Electricity $197$2,369
Total$3,444$41,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,080/yr
40% on housing$103,320/yr
45% on housing$91,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$246
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$549,000
2026-04-02Price change$559,000
2026-01-16Price change$569,000
2025-12-12Price change$579,000
2025-09-08Price change$589,000
2025-07-11Listed for sale$595,000
2024-02-28Sold$595,000
2024-01-25Pending sale$595,000
2024-01-08Price change$595,000
2023-12-11Listed for sale$625,000
2023-05-08Sold$74,000
2023-03-09Pending sale$70,000
2023-03-08Listed for sale$70,000

For Sale by Agent

AgentKevin O'Reilly, Premiere Plus Realty Company
BrokeragePremiere Plus Realty Company

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