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2368 Indian Pass Rd, Port Saint Joe, FL, 32456

6beds
7baths
2,929sqft
$2,099,999
$717price/sqft
$13,660/moest. monthly cost
$546,400/yrincome needed

About This Home

Welcome to The Florida House at 2368 Indian Pass Rd, a Gulf-front 6-bedroom, 6.5-bath coastal retreat in the serene Indian Pass area of Port St. Joe. Designed for exceptional beach living and strong vacation rental appeal, this three-level home offers private beach access, an elevated Gulf-facing semi-circular infinity pool, and sweeping views of the Gulf and St. Vincent Island. Thoughtfully designed for comfort and function, the home includes an elevator servicing all levels, multiple indoor and outdoor gathering spaces, and accommodations for up to 18 guests. The first level features 3 ensuite bedrooms, including 2 king suites and 1 queen suite, plus a bunk room sleeping 4, laundry closet, and direct access to the pool deck. Each king suite enjoys Gulf and pool views. Outdoor amenities include a poolside bath, cooking area, mini refrigerator, ice maker, outdoor shower, and direct connection to the beach boardwalk. The second level showcases an open-concept living, dining, and kitchen area with unobstructed Gulf views, fireplace, expansive screened deck, and indoor-outdoor dining space. The gourmet kitchen is equipped with a 48-inch Wolf range, 48-inch built-in refrigerator, 2 dishwashers, a 45-inch workstation sink with dual faucets, an additional workstation prep sink, and a custom 12-foot dining table. Reverse osmosis water purification and whole-house water softener add everyday convenience. An additional bunk room on this level sleeps 6 and includes a full bath. The top level is dedicated to a private king suite with panoramic Gulf views, private deck, coffee bar, double vanities with a spacious walk-in shower, and additional laundry closet. Located near the Indian Pass Boat Ramp, Indian Pass Raw Bar, Cape San Blas, Port St. Joe, and Apalachicola, this Gulf-front property offers a rare blend of privacy, coastal luxury, and access to the best of Florida's Forgotten Coast.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
4/10
Port St. Joe High SchoolGrades 6-128.4 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal,Standing Seam
  • Construction materials: Frame,HardiPlank Type

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Refrigerator w/Ice Maker,Water Filtration System,Water Softener
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Elevator,Kitchen Island,Shelving
  • Door features: French Doors
  • Window features: Window Treatments
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 5,114
  • Total interior livable area: 2,929 sqft

Master Bathroom

  • Features: Double Vanity,Shower Only

Property

Details

  • Parcel number: 03191041R
  • Zoning description: County

Features

  • Levels: 2
  • Stories: 2
  • Pool features: Heated,Infinity,Other,Salt Water,See Remarks
  • Patio & porch: Covered Deck
  • Exterior features: Barbecue,See Remarks,Outdoor Shower
  • Has water view: Yes
  • Water view: Bay,Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf,Waterfront

Lot

  • Lot size: 0.91 Acres
  • Features: Deeded Water Access,Within 1/2 Mile of Water
  • Lot size dimensions: IRR

Parking

  • Total spaces: 6
  • Parking features: Driveway,Under House With Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,618$127,416
Home Insurance *$922$11,064
Property Taxes $1,826$21,912
Electricity $294$3,537
Total$13,660$163,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$468,342/yr
40% on housing$409,800/yr
45% on housing$364,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$717This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$375
Gulf County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$2,099,999
2026-04-08Listed for sale$2,150,000
2021-06-14Sold$250,000
2000-11-07Sold$230,000

For Sale by Agent

AgentBilly Joe Smiley
BrokeragePort Realty Group

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