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2828 SW 2ND TERRACE, Cape Coral, FL, 33991

4beds
2baths
1,809sqft
$269,900
$149price/sqft
$2,201/moest. monthly cost
$88,040/yrincome needed

About This Home

Seller is a corporation and has never occupied the home. Seller does not disclose. It is Buyer and Buyers brokers responsibility to verify all information. Seller chooses Mainstay National Title. 5 day inspection period max. Closing date on or before 45days from effective date. All appliances stay in home but not warranted by seller.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
4/10
Mariner Middle SchoolGrades 6-81.9 mi
3/10
Mariner High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Ceiling Fan(s),High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,605
  • Total interior livable area: 1,809 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 174423C103938.0200
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,019 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$153$1,836
Property Taxes $487$5,844
Electricity $197$2,366
Total$2,201$26,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,462/yr
40% on housing$66,030/yr
45% on housing$58,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$249
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$250,000
2026-08-03Price change$269,900
2026-07-15Listed for sale$279,900
2024-10-30Listing removed$2,249
2024-10-25Price change$2,249
2024-10-16Price change$2,275
2024-10-11Listed for rent$2,299
2023-08-16Listing removed--
2023-08-01Price change$2,295
2023-07-20Price change$2,341
2023-07-10Listed for rent$2,375
2023-06-23Sold$350,000
2022-05-27Sold$38,600
2022-04-22Pending sale$74,500
2022-04-16Listed for sale$74,500
2021-07-12Sold$49,900
2021-06-02Sold$28,500
2018-01-01Listing removed$20,500
2017-01-04Price change$20,500
2016-03-14Price change$20,000
2016-03-09Price change$20,900
2016-02-10Price change$22,900
2016-01-12Price change$24,000
2015-12-05Listed for sale$25,000
2015-10-01Listing removed$25,000
2015-09-30Price change$25,000
2015-09-17Listed for sale$28,000

For Sale by Agent

AgentRyan Sack
BrokerageFUTURE HOME REALTY INC

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