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6053 Montego Bay LOOP, Fort Myers, FL, 33908

5beds
3baths
2,530sqft
$779,000
$308price/sqft
$5,861/moest. monthly cost
$234,440/yrincome needed

About This Home

This 5-bedroom, 3 Bath Gulf Access property has the best view in Island Park Woods and can also be used as an income-generating property. This home is a newer build with great features: Fresh interior paint, all plank tile floors, tile accents throughout, Shaker-style soft close cabinets and drawers, Silestone and granite countertops, large extended paver patio + paver driveway, epoxy garage floor, impact glass French doors, all impact glass windows on the second floor, and a second-floor balcony with views of Ten Mile Canal, leading out into the Gulf. Lee County is currently dredging and widening this canal, creating new waterway channels to enhance drainage and flow capacity and improve hurricane resiliency. Seller is willing to sell the home turnkey furnished with all housewares and contents. Click on the virtual tour link to see the video, the 3D tour, and map of location.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10
Lexington Middle SchoolGrades 6-83.8 mi
2/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Refrigerator/Freezer,Washer
  • Laundry features: Inside

Bedroom

  • Features: First Floor Bedroom, Master BR Sitting Area, Master BR Upstairs

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Eat-in Kitchen

Features

  • Pantry,Smoke Detectors,Window Coverings,Balcony,Laundry in Residence
  • Door features: Impact Resistant Doors
  • Window features: Window Coverings,Impact Resistant Windows,Shutters - Manual
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,983
  • Total interior livable area: 2,530 sqft

Property

Details

  • Parcel number: 124624240000C.0050
  • Zoning: RM-2

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Dock,Balcony,Boat Ramp
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front

Lot

  • Lot size: 4,007 sqft
  • Features: Zero Lot Line

Parking

  • Total spaces: 2
  • Parking features: Driveway,Paved,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance *$787$9,444
Property Taxes $881$10,572
Electricity $254$3,055
Total$5,861$70,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,948/yr
40% on housing$175,830/yr
45% on housing$156,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 33908$215
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33908$248
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$779,000
2025-04-29Listing removed$4,450
2025-04-04Listed for rent$4,450
2021-03-26Sold$569,000
2020-12-16Price change$569,900
2020-12-02Price change$571,000
2020-10-31Price change$569,000
2020-10-27Price change$559,000
2020-10-10Listed for sale$549,000
2020-09-26Pending sale$549,000
2020-08-15Price change$549,000
2020-07-24Price change$519,000
2020-07-07Price change$539,000
2020-07-04Listed for sale$549,000
2020-07-02Pending sale$549,000
2020-05-30Price change$549,000
2020-05-09Price change$579,000
2020-03-30Listed for sale$599,000
2017-07-10Sold$90,000
2017-06-22Pending sale$95,000
2017-04-30Price change$95,000
2017-04-06Price change$99,000
2017-03-27Price change$105,000
2017-03-01Listed for sale$110,000
2015-12-11Sold$40,000
2012-12-19Listing removed$100,000
2006-04-05Sold$200,000
2003-06-17Sold$78,000

For Sale by Agent

AgentMary Watts Wolleon
BrokerageWilliam Raveis Real Estate

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