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849 Sea Urchin Cir, Fort Myers, FL, 33913

5beds
3baths
1,984sqft
$424,500
$214price/sqft
$2,594/moest. monthly cost
$103,760/yrincome needed

About This Home

Some homes feel easy the moment you walk in, and this one was designed for exactly that. Built in 2024, this five-bedroom, three-bath home offers 1,984 square feet with an open layout that keeps the kitchen, dining area and living room connected. The kitchen sits at the center of the home with a large island, stainless steel appliances, plenty of storage and a walk-in pantry, making it just as practical for busy mornings as it is for hosting friends and family. The flexible bedroom layout gives you space for guests, a home office, a playroom or whatever fits your life best. Step outside and the oversized canal-front lot becomes the real surprise. With nearly one-third of an acre, there is room to enjoy the backyard, create an outdoor living space or simply slow down and take in the water view. Impact-resistant windows, concrete block construction, a two-car garage and a paver driveway add comfort and peace of mind. Located in a quiet, non-gated neighborhood with no HOA, this home offers the space and freedom that can be hard to find in a newer property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
2/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Freezer,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker
  • Laundry features: Washer Hookup,Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Dual Sinks,Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Shower Only,Separate Shower,Walk-In Closet(s),Split Bedrooms,Bathroom,Guest Quarters,Screened Porch
  • Window features: Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,397
  • Total interior livable area: 1,984 sqft

Property

Details

  • Parcel number: 194527L158216.0070
  • Lease amount: 0
  • Zoning description: RS-1

Features

  • Stories: 1
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Security/High Impact Doors,Room For Pool
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 0.31 Acres
  • Features: Rectangular Lot
  • Lot size dimensions: 90 x 151 x 90 x 151

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,146$25,752
Home Insurance *$191$2,292
Property Taxes $58$696
Electricity $199$2,395
Total$2,594$31,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,937/yr
40% on housing$77,820/yr
45% on housing$69,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 33913$270
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33913$262
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$424,500
2026-03-08Listing removed$2,700
2026-02-15Listed for rent$2,700
2024-06-17Sold$415,900
2024-04-26Pending sale$422,900
2024-04-24Listed for sale$422,900
2024-04-12Pending sale$422,900
2024-03-15Listed for sale$422,900
2024-03-11Pending sale$422,900
2024-02-26Listed for sale$422,900
2023-06-22Sold$34,000
2023-06-09Pending sale$33,500
2023-04-28Price change$33,500
2023-02-03Price change$34,000
2022-11-30Listed for sale$35,000
2022-11-23Sold$21,000
2022-11-21Price change$36,000
2022-11-07Listed for sale$34,700
2004-10-19Sold$27,000

For Sale by Agent

AgentJustin Jamison
BrokerageSerhant

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