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112 Shallow Reed Dr, Port Saint Joe, FL, 32456

3beds
3baths
1,646sqft
$530,000
$322price/sqft
$3,609/moest. monthly cost
$144,360/yrincome needed

About This Home

Step into your dream home in the highly desirable Shallow Reed Subdivision, where modern design meets an unbeatable coastal location. This beautifully built 3 bedroom, 2.5 bath home features a bright, open concept layout that creates a spacious and inviting feel throughout, with a seamless flow between the living, kitchen, and dining areas that is perfect for both everyday living and entertaining. Large windows bring in abundant natural light, while the attached one car garage adds convenience and secure parking. Just minutes away, you can enjoy Salinas Park with direct beach access, pickleball courts, playgrounds, and covered gathering areas, as well as scenic biking and walking paths along Cape San Blas Road and horseback riding along the shoreline. Nature lovers can explore St. Joseph Peninsula State Park, while those drawn to the water will appreciate the nearby Indian Pass Boat Ramp for easy access to boating and fishing. When you are ready to explore more, the charming town of Port St. Joe offers a variety of local dining, shopping, and entertainment options. This newly constructed home perfectly blends modern comfort with a relaxed coastal lifestyle, giving you the best of both convenience and coastal living.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
4/10
Port St. Joe High SchoolGrades 7-123.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 10 x 11

Bedroom

  • Level: First
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Great Room

  • Level: First
  • Dimensions: 20 x 26

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,646
  • Total interior livable area: 1,646 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 12

Master Bedroom

  • Level: First
  • Dimensions: 18 x 15

Property

Details

  • Parcel number: 06248410R
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Patio & porch: Covered,Porch

Lot

  • Lot size: 0.27 Acres
  • Features: Paved
  • Lot size dimensions: Irregular Lot

Parking

  • Total spaces: 1
  • Parking features: Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$232$2,784
Property Taxes $501$6,012
Electricity $197$2,366
Total$3,609$43,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,737/yr
40% on housing$108,270/yr
45% on housing$96,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$380
Gulf County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$530,000
2024-03-01Listing removed--
2023-08-21Listed for sale$649,900
2022-11-02Sold$52,000

For Sale by Agent

AgentTeam Don and Bubba
BrokerageEXP Realty LLC

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