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1728 S Gator Cir, Cape Coral, FL, 33909

4beds
2baths
1,499sqft
$300,000
$200price/sqft
$2,352/moest. monthly cost
$94,080/yrincome needed

About This Home

BETTER than new 2022 built 4 Bedroom 2 Bath home. This Freeport plan offers 1,500sf of living, separate in house laundry with a two car garage. NO CARPET to be found in this home, main areas are 18" tile, rustic barnwood vinyl in the primary bedroom and white wash oak laminate in three guest bedrooms. Primary bedroom ensuite offers a walk in shower and large walk in closet. The kitchen has been upgraded with QUARTZ countertops and beautiful TILE BACK SPLASH. Sellers installed a whole house Kinetico Reverse Osmosis Filtration System. A large FENCED in yard for privacy, kids or pets. Call today to schedule your appointment.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven,Water Purifier
  • Laundry features: Washer Hookup,Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Bedroom on Main Level,Family/Dining Room,Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Shower Only,Separate Shower,Walk-In Closet(s),Split Bedrooms,Screened Porch
  • Window features: Single Hung
  • Flooring: Laminate,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,499 sqft

Property

Details

  • Parcel number: 204324C405636.0220
  • Lease amount: 0
  • Zoning description: R1-D
  • Other equipment: Reverse Osmosis System

Features

  • Stories: 1
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Fence,Fruit Trees,Sprinkler/Irrigation,Patio,Room For Pool,Shutters Manual
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 10,497 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 85 x 113 x 85 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$230$2,760
Property Taxes $409$4,908
Electricity $197$2,366
Total$2,352$28,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,640/yr
40% on housing$70,560/yr
45% on housing$62,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 33909$176
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33909$195
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$300,000
2026-02-20Price change$315,000
2026-01-25Price change$325,000
2026-01-06Price change$329,000
2025-11-23Listed for sale$335,000
2023-01-19Sold$324,990
2023-01-18Listed for sale$325,000
2022-07-11Pending sale$325,000
2022-06-29Price change$325,000
2022-06-24Price change$345,000
2022-05-24Listed for sale$368,250
2021-09-01Sold$17,500

For Sale by Agent

AgentCory McNeill
BrokeragePalm Paradise Realty Group

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