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3223 Hibiscus Dr, Hernando Beach, FL, 34607

5beds
4baths
3,373sqft
$888,888
$264price/sqft
$6,343/moest. monthly cost
$253,720/yrincome needed

About This Home

Get ready to fall in love with this absolutely fabulous Hernando Beach waterfront canal Pool Home, your gateway to the incredible Gulf of Mexico! With access via lift, spontaneous boat trips and sunset cruises and fishing are officially on the agenda! This isn't just a House; it's a lifestyle upgrade! Offering 5 bedrooms plus a den and 4 bathrooms spread across two welcoming levels, there's ample space for everyone! This is a Solar Home which saves hundreds of dollars a month on energy bills! The first-floor shines with beautiful tile flooring, features an open-concept living, dining, and kitchen area that's perfect for gatherings. A spacious porch/balcony complete this level, offering a peaceful spot to enjoy the views of the brick paver pool deck, boat and fishing dock, and the terrific water and nature views! In ground pool with built-in Jacuzzi is perfect for all of your guests or your private enjoyment! Upstairs, the master suite is a true sanctuary with its own ensuite bathroom. Two additional bedrooms and another full bath provide plenty of room for family or guests. You'll find another fantastic open kitchen that flows into a spacious living area, a versatile flex room that's perfect as an office or extra bedroom and a convenient laundry room area. Plus, enjoy more outdoor living on the screened back porch, and a charming front porch with French doors that adds instant curb appeal. With a newer roof (2017) and stylish vinyl wood-look flooring upstairs, this unique and move-in-ready Home is waiting for you to create unforgettable memories. Hernando Beach has no HOA and is golf cart friendly. Use this as a Home, vacation Home, and a short-term rental to generate extra income! Don't miss out on this coastal gem! Call us today!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
4/10
Fox Chapel Middle SchoolGrades 6-85.9 mi
3/10
Weeki Wachee High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Electric Cooktop,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Unit,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Kitchen Island,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,373
  • Total interior livable area: 3,373 sqft

Property

Details

  • Parcel number: R13 223 16 2350 1110 0260
  • Zoning: PDP
  • Zoning description: PUD
  • Special condition: Assessment Buyer Pay

Features

  • Levels: Three Or More
  • Stories: 2
  • Private pool: Yes
  • Pool features: Electric Heat,Heated,In Ground,Other
  • Exterior features: Dock
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: Canal,Gulf
  • Has water view: Yes
  • Water view: Canal,Gulf
  • On waterfront: Yes
  • Waterfront features: Canal Front,Indirect Gulf Access

Lot

  • Lot size: 8,712 sqft
  • Features: Dead End Street

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,494$53,928
Home Insurance *$297$3,564
Property Taxes $1,213$14,556
Electricity $339$4,073
Total$6,343$76,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,474/yr
40% on housing$190,290/yr
45% on housing$169,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 34607$243
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34607$303
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$895,000
2021-05-27Sold$460,000
2021-01-15Listing removed--
2021-01-06Listed for sale$525,000
2019-09-21Listing removed$493,900
2019-09-03Price change$493,900
2019-08-12Price change$499,900
2019-05-21Listed for sale$524,900
2018-07-23Listing removed$492,900
2018-02-06Price change$492,900
2017-07-09Listed for sale$499,999
2017-05-19Listing removed$505,750
2017-05-09Listed for sale$505,750
2017-04-18Sold$320,000
2017-02-10Listed for sale--
2008-10-16Sold$236,250
2006-10-16Sold$835,000
2006-04-19Sold$810,000
2005-04-07Sold$560,000
2000-12-22Sold$244,000

For Sale by Agent

AgentJohn Sapone
BrokerageFlorida Blue Realty LLC

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