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4315 ELWOOD ROAD, Spring Hill, FL, 34609

4beds
2baths
2,169sqft
$379,150
$175price/sqft
$2,880/moest. monthly cost
$115,200/yrincome needed

About This Home

READY NOW!! 4/2/2 2169 sqft Features include: Elevation premium, Tray ceiling w/crown in master bedroom, Tile shower w/light ILO tub/shower unit in master bath, Wood look tile all areas except bedrooms, Beveled edge on HD counter tops, Stainless steel upgrade (microwave, stove, dishwasher), Rear door mini blinds x3, Pre plumb for utility sink. Matte Black Finishes

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder model: 2169 CR
  • Builder name: Adams Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Crown Molding,High Ceilings,In Wall Pest System,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,650
  • Total interior livable area: 2,169 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Living Room

  • Level: First
  • Area: 116
  • Dimensions: 10x11.6

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 246.56
  • Dimensions: 18.4x13.4

Property

Details

  • Parcel number: R3232317516010550130
  • Zoning: RESI
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,917$23,004
Home Insurance *$197$2,364
Property Taxes $548$6,576
Electricity $218$2,619
Total$2,880$34,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,742/yr
40% on housing$86,400/yr
45% on housing$76,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$158
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$379,150
2026-06-15Price change$377,150
2026-05-12Price change$380,150
2026-04-29Price change$379,150
2026-03-31Listed for sale$394,150
2024-10-29Sold$55,000
2003-08-06Sold$10,000

New Construction

AgentLeonard Urso
BrokerageADAMS HOMES REALTY INC

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