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2745 NW 4th Ter, Cape Coral, FL, 33993

3beds
2baths
2,010sqft
$366,100
$182price/sqft
$2,545/moest. monthly cost
$101,800/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom + den, 2-bath home offering over 2,000 sq ft of living space in desirable NW Cape Coral. This popular 2010 floor plan features tile flooring throughout and a functional layout with a formal dining room, breakfast nook, and versatile den—perfect for a home office or flex space. The kitchen flows seamlessly into the main living area, creating an open and inviting feel, while the spacious primary suite and two additional bedrooms provide comfort for family or guests. Enjoy Florida living with an extended lanai, ideal for relaxing or entertaining year-round, along with the convenience of a 2-car garage. Located near Mariner Middle and High School, Jim Jeffers Park, and a variety of shopping and dining options, this home offers both comfort and a prime location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
3/10
Mariner Middle SchoolGrades 6-81.6 mi
3/10
Mariner High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Separate/Formal Dining Room,Entrance Foyer,Family/Dining Room,French Door(s)/Atrium Door(s),Living/Dining Room,Pantry,Shower Only,Separate Shower,Walk-In Closet(s),Split Bedrooms,Den,Family Room
  • Door features: French Doors
  • Window features: Arched
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,570
  • Total interior livable area: 2,010 sqft

Property

Details

  • Parcel number: 084423C103995.0540
  • Lease amount: 0
  • Zoning description: R1-D
  • Other equipment: Reverse Osmosis System

Features

  • Stories: 1
  • Patio & porch: Open,Porch
  • Exterior features: None,Shutters Manual
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 84 x 126 x 82 x 126

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,851$22,212
Home Insurance *$255$3,060
Property Taxes $237$2,844
Electricity $202$2,427
Total$2,545$30,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,257/yr
40% on housing$76,350/yr
45% on housing$67,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 33993$228
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33993$209
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$366,100
2026-05-05Listed for sale$396,100
2026-04-22Listing removed$376,100
2025-12-20Price change$376,100
2025-12-07Price change$375,100
2025-09-22Price change$395,100
2025-08-16Price change$380,200
2025-05-27Listed for sale$377,300
2024-05-23Sold$45,500
2024-04-02Pending sale$45,500
2023-12-12Listed for sale$45,500
2023-11-29Pending sale$45,500
2023-06-17Listed for sale$45,500

New Construction

AgentDarrin Fedorchak
BrokerageAdams Homes Realty Inc

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