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20945 OLDENBURG LOOP, Mount Dora, FL, 32757

3beds
2baths
2,164sqft
$399,900
$185price/sqft
$2,947/moest. monthly cost
$117,880/yrincome needed

About This Home

Virtually Staged. Welcome home to this open-concept 3-bedroom, 2-bath residence located in the desirable gated community of Sullivan Ranch. Designed for both comfort and functionality, this home features a flexible bonus space perfect for a home office, playroom, or additional living area. The kitchen and main living spaces flow seamlessly, creating an inviting layout ideal for entertaining and everyday living. Step outside to a screened rear porch, perfect for relaxing and enjoying Florida evenings year-round. The spacious primary suite offers a large walk-in closet and an en-suite bathroom complete with a walk-in shower. Additional bedrooms are well-sized and versatile to suit a variety of needs. A two-car garage provides ample storage and convenience. Conveniently located near SR-429, this home offers easy access to shopping, dining, and major commuter routes while still enjoying the peace and privacy of gated community living. Community amenities include clubhouse, pool, dog park and playground. Don’t miss the opportunity to make this beautiful Sullivan Ranch home yours.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
4/10
Mt. Dora Middle SchoolGrades 6-81.9 mi
5/10
Mt. Dora High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 1464
  • Dimensions: 12x122

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 140
  • Dimensions: 20x7

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,732
  • Total interior livable area: 2,164 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 280
  • Dimensions: 20x14

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 320
  • Dimensions: 20x16

Office

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 198
  • Dimensions: 18x11

Property

Details

  • Parcel number: 331927030000066200
  • Zoning: A
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Sidewalk

Lot

  • Lot size: 7,200 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire
Hurricane

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$226$2,712
Property Taxes $482$5,784
Electricity $217$2,613
Total$2,947$35,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,040/yr
40% on housing$88,410/yr
45% on housing$78,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 32757$187
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32757$210
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$399,900
2026-01-01Listing removed$399,000
2025-09-13Price change$399,000
2025-06-21Listed for sale$410,000
2025-06-19Listing removed$419,000
2025-05-20Price change$419,000
2025-04-13Price change$429,000
2025-03-10Price change$445,000
2025-02-22Listed for sale$459,000
2023-12-11Listing removed--
2023-11-22Listed for sale$449,000
2023-10-04Sold$400,000
2023-08-30Pending sale$419,900
2023-07-28Listed for sale$419,900
2013-12-02Sold$215,600
2013-10-03Price change$219,850
2013-08-21Price change$219,150
2013-08-09Listed for sale$214,890

For Sale by Agent

AgentLisa DuRant
BrokerageBHHS FLORIDA REALTY

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