1221 SW 27th St, Cape Coral, FL, 33914
About This Home
Located in a well-established Southwest Cape Coral neighborhood, 1221 SW 27th Street is a well-appointed freshwater canal home with partial lake views and thoughtful upgrades throughout. Designed to impress, the property features an open great room floor plan anchored by an updated, remodeled kitchen with a large granite island, ideal for both everyday living and entertaining. The home offers three bedrooms, two bathrooms, and a two-car garage, along with formal living and dining areas. The living room provides flexibility and may easily function as a den or home office. Interior spaces are enhanced by 10-foot ceilings and detailed crown molding, creating a polished yet comfortable feel. Outdoor living is a highlight, with a heated saltwater pool approximately three and a half years old, complemented by a pavered deck. Additional improvements include a newer roof rated for 140 mph winds, irrigation system, whole-house surge protection, and paid water and sewer assessments. The property also features a seawall with a 10x10 composite dock, freshwater canal access, and a fenced side yard. Well maintained and ideally located, this home offers strong value, functionality, and lifestyle appeal in one of Cape Coral’s desirable areas.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2017
Materials
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Bedroom on Main Level,High Ceilings,Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Shower Only,Separate Shower,Cable TV,Window Treatments,Split Bedrooms,Bathroom,Guest Quarters,Screened Porch,Great Room
- Window features: Single Hung,Window Coverings
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,453
- Total interior livable area: 2,045 sqft
Property
Details
- Parcel number: 344423C103225.0090
- Lease amount: 0
- Zoning description: R1
Features
- Stories: 1
- Private pool: Yes
- Pool features: Electric Heat,Heated,In Ground,Pool Equipment,Screen Enclosure,Salt Water
- Patio & porch: Lanai,Porch,Screened
- Exterior features: Fence,None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Seawall
Lot
- Lot size: 10,018 sqft
- Features: Rectangular Lot
- Lot size dimensions: 80 x 125 x 80 x 125
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,578 | $30,936 |
| Home Insurance * | $300 | $3,600 |
| Property Taxes | $737 | $8,844 |
| Electricity | $205 | $2,469 |
| Total | $3,820 | $45,840 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Price change | $510,000 |
| 2026-02-06 | Price change | $546,250 |
| 2026-01-23 | Listed for sale | $575,000 |
| 2024-06-04 | Sold | $549,900 |
| 2024-04-22 | Pending sale | $549,900 |
| 2024-03-27 | Price change | $549,900 |
| 2024-02-28 | Price change | $575,000 |
| 2024-02-08 | Price change | $599,500 |
| 2023-12-18 | Price change | $617,500 |
| 2023-11-11 | Listed for sale | $650,000 |
| 2017-11-27 | Sold | $232,700 |
| 2017-05-15 | Sold | $30,000 |
| 2017-01-14 | Listing removed | $59,000 |
| 2016-01-13 | Listed for sale | $59,000 |
| 2011-10-27 | Listing removed | $239,900 |
| 2011-10-22 | Listed for sale | $239,900 |
| 2003-09-18 | Sold | $29,000 |
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