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2903 NW 6th Ter, Cape Coral, FL, 33993

4beds
3baths
1,910sqft
$459,000
$240price/sqft
$3,539/moest. monthly cost
$141,560/yrincome needed

About This Home

NO FLOOD INSURANCE needed. - Experience elevated Florida living in this exceptional new construction home in NW Cape Coral. Thoughtfully designed with both style and durability in mind, this residence offers 4 spacious bedrooms, 3 full bathrooms, a long-lasting metal roof, and impact-resistant windows and doors for superior storm protection, energy efficiency, and peace of mind. Step inside to a bright, open-concept floor plan featuring high ceilings and seamless flow between the living, dining, and kitchen areas—ideal for modern living and entertaining. The designer kitchen showcases brand-new stainless steel appliances, sleek cabinetry, and generous counter space, creating a perfect blend of function and sophistication. Extend your living space outdoors to a fully equipped outdoor kitchen, perfect for hosting gatherings or relaxing while enjoying Southwest Florida’s beautiful weather year-round. Ideally situated near Cape Coral Christian School, Cape Royal Golf Club, and Tarpon Point Marina, this home offers convenient access to top local amenities, recreation, dining, and waterfront lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
3/10
Mariner Middle SchoolGrades 6-81.8 mi
3/10
Mariner High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Refrigerator
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub,Dual Sinks,French Door(s)/Atrium Door(s),Living/Dining Room,Separate Shower,Vaulted Ceiling(s)
  • Door features: French Doors
  • Window features: Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,393
  • Total interior livable area: 1,910 sqft

Property

Details

  • Parcel number: 084423C104018.0700
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Patio & porch: Open,Porch
  • Exterior features: Security/High Impact Doors,Room For Pool
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$319$3,828
Property Taxes $703$8,436
Electricity $197$2,366
Total$3,539$42,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,337/yr
40% on housing$106,170/yr
45% on housing$94,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 33993$227
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33993$209
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-20Listed for sale$469,900
2026-01-31Listing removed$469,000
2026-01-19Price change$469,000
2025-06-23Listed for sale$469,900
2025-05-07Pending sale$469,900
2025-04-04Listed for sale$469,900
2020-05-14Listing removed$13,000
2019-12-11Listed for sale$13,000
2015-09-02Sold$6,618

New Construction

AgentRoylan Valdivia, United Realty Group Inc
BrokerageUnited Realty Group Inc

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