2805 NW 4th Ter, Cape Coral, FL, 33993
About This Home
Welcome to this beautifully maintained, better than new, 3-bedroom, 2-bath pool home nestled in the desirable Northwest Cape Coral area. From the moment you step inside, you'll appreciate the high-end laminate flooring that flows seamlessly throughout the home and the fresh interior paint, creating a bright, coastal feel. Step outside to your own private tropical oasis featuring a heated saltwater pool, lush landscaping, and a fully fenced backyard—perfect for relaxing, entertaining, or enjoying the Florida lifestyle year-round. Additional upgrades include a reverse osmosis water system for added convenience and peace of mind. Located in an AE Flood Zone, this home comes with an assumable flood insurance policy of approximately $800 per year for future owners, offering exceptional long-term savings. Whether you're searching for a full-time residence, seasonal retreat, or investment property, this move-in-ready home combines comfort, value, and outdoor living in one of Cape Coral's fastest-growing neighborhoods. Schedule your private showing today and start living the Southwest Florida dream!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2022
Materials
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator
- Laundry features: Washer Hookup,Dryer Hookup,Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Dual Sinks,Eat-in Kitchen,Family/Dining Room,Living/Dining Room,Pantry,Shower Only,Separate Shower,Split Bedrooms,Screened Porch,Great Room
- Window features: Double Hung
- Flooring: Laminate
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,106
- Total interior livable area: 1,689 sqft
Property
Details
- Parcel number: 084423C103990.0330
- Lease amount: 0
- Zoning description: R1
- Other equipment: Reverse Osmosis System
Features
- Stories: 1
- Private pool: Yes
- Pool features: Electric Heat,Heated,In Ground,Salt Water
- Patio & porch: Lanai,Porch,Screened
- Exterior features: Fence,Sprinkler/Irrigation,Shutters Manual
- Has view: Yes
- View description: Landscaped
- Waterfront features: None
Lot
- Lot size: 10,018 sqft
- Features: Rectangular Lot,Sprinklers Automatic
- Lot size dimensions: 120 x 80 x 80 x 120
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $303 | $3,636 |
| Property Taxes | $585 | $7,020 |
| Electricity | $197 | $2,366 |
| Total | $3,284 | $39,408 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $435,000 |
| 2026-07-12 | Listed for sale | $439,900 |
| 2023-01-12 | Sold | $345,000 |
| 2022-06-15 | Pending sale | $373,990 |
| 2022-06-02 | Price change | $373,990 |
| 2022-05-31 | Listed for sale | $398,015 |
| 2021-09-23 | Sold | $34,000 |
| 2021-07-03 | Pending sale | $35,000 |
| 2021-06-22 | Price change | $35,000 |
| 2021-04-12 | Listed for sale | $40,000 |
| 2012-10-29 | Sold | $4,000 |
View on Zillow