See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4983 Cedarbrook Ln, Hernando Beach, FL, 34607

3beds
2baths
1,238sqft
$599,999
$485price/sqft
$3,438/moest. monthly cost
$137,520/yrincome needed

About This Home

SELLER IS VERY MOTIVATED. It's time to relax, slow down and take it easy. Elevated waterfront home that is only 2 years old, it's move in ready. Ideal for waterfront living or investment opportunities. It was built as a split floor plan. The house has sliding glass doors in the living room, French doors in the Master bedroom, both lead out to the screen-in porch that overlooks the canal. Porch is ideal for enjoying year-round. Overhead fans installed throughout the house. Master bathroom suite has a title walk-in shower. Stairs are inside the house for safety. Impact resistant windows and a metal roof. Lower level has almost 1200 sq ft of garage and storage space. Oversized garage door for easy entry. Big backyard for a pool to be installed. Power was installed in the garage to pull in for electric vehicle. French doors in storage space going out to downstairs porch. Access is a straight shot to the Gulf of America. Golf cart friendly community. Street with very little traffic. No Deed Restrictions, HOA, CDD or short-term rental restrictions. Home warranty included. Close to the boat ramp. Just minutes from restaurants, shopping, the boat ramp, hospital, and Weeki Wachee Springs.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Fox Chapel Middle SchoolGrades 6-85.5 mi
3/10
Weeki Wachee High SchoolGrades 9-129.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Block,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Walk-In Closet(s),Split Plan
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,238
  • Total interior livable area: 1,238 sqft

Property

Details

  • Parcel number: R1222316189001000030
  • Zoning: R1B
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Direct Gulf Access

Lot

  • Lot size: 6,098 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$201$2,412
Property Taxes $7$84
Electricity $197$2,366
Total$3,438$41,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,874/yr
40% on housing$103,140/yr
45% on housing$91,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$485This listing

vs Other Active Listings

Avg $/sqft

ZIP 34607$242
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34607$303
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-23Price change$599,999
2025-11-16Listed for sale$619,900
2025-11-16Listing removed$619,900
2025-10-21Price change$619,900
2025-07-31Price change$629,900
2025-05-30Listed for sale$635,000

For Sale by Agent

AgentSherry Robin Shaw-Wright
BrokerageTropic Shores Realty LLC

Similar Homes