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6427 Georgia Ave, Port Saint Joe, FL, 32456

3beds
2baths
1,480sqft
$629,900
$426price/sqft
$4,268/moest. monthly cost
$170,720/yrincome needed

About This Home

Just blocks from the pet-friendly beaches of Port St. Joe, this beautifully appointed 3 bedroom, 2 bath home delivers the ultimate blend of coastal comfort and thoughtful upgrades. At the heart of the home, the dream kitchen is designed to impress—featuring a six-burner gas cooktop, double ovens, pot filler faucet, refrigerator with double ice maker, and a walk-in pantry large enough to rival a small bedroom. The kitchen bar seamlessly separates the formal dining area, creating the perfect flow for entertaining. The inviting living space is filled with ample natural light and opens to a screened front porch—ideal for enjoying coastal breezes year-round. Low-maintenance luxury vinyl plank flooring runs throughout the home, offering both durability and style. The spacious master suite features a beautifully tiled shower, double vanities, and a bidet toilet for a true spa-like experience. Each bedroom offers generous closet space, while the third bedroom—with direct backyard access—also makes an excellent home office or flex space. The second bathroom adds timeless charm with its elegant clawfoot tub. Step outside and discover your private backyard retreat. Summers are best spent in the saltwater pool complete with a tranquil fountain, and the outdoor shower makes rinsing off after a beach day effortless. Multiple gas lines allow for easy grill connections and seamless entertaining from several outdoor areas. Practicality meets peace of mind with a whole-house Kohler generator—so you'll never worry about losing power—and a tankless water heater by Rinnai ensuring you'll never run out of hot water. The impressive 20x30 pole barn with garage is wired and equipped with a mini-split HVAC system, air compressor, and even an RV hookup—offering privacy and comfort for guests or the perfect setup for hobbies and storage. Coastal living, elevated—just moments from the sand.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
4/10
Port St. Joe High SchoolGrades 7-128.5 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Range Hood,Refrigerator w/Ice Maker,Water Softener
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,480 sqft

Master Bathroom

  • Features: Bidet,Double Vanity,Shower Only

Property

Details

  • Parcel number: 04013001R
  • Zoning description: County

Features

  • Pool features: Heated,In Ground,Salt Water,Screen Enclosure
  • Exterior features: Outdoor Shower
  • Fencing: Back Yard

Lot

  • Lot size: 0.37 Acres
  • Features: Within 1/2 Mile of Water,Landscaped
  • Lot size dimensions: 168 x 154 x 150 x 64

Parking

  • Total spaces: 6
  • Parking features: Boat,Carport,Garage Detached
  • Has garage: Yes
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$276$3,312
Property Taxes $610$7,320
Electricity $197$2,366
Total$4,268$51,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,331/yr
40% on housing$128,040/yr
45% on housing$113,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$380
Gulf County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-14Listed for sale$649,900
2024-07-09Sold$685,000
2024-06-07Contingent$749,900
2024-05-28Price change$749,900
2024-05-06Price change$769,950
2024-03-26Price change$779,950
2024-03-02Listed for sale$798,950
2015-02-12Sold$40,000
2004-10-06Sold$155,000

For Sale by Agent

AgentMiranda Rollins
Brokerage98 Real Estate Group, LLC

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