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4306 Palmetto St, Philadelphia, PA, 19124

2beds
1baths
936sqft
$199,999
$214price/sqft
$1,586/moest. monthly cost
$63,440/yrincome needed

About This Home

Nestled in the heart of Juniata, this charming rowhome offers the perfect blend of classic character and modern updates. Featuring 2 spacious bedrooms, 1 full bath, and 936 sq. ft. of comfortable living space, the bright straight-through floor plan includes generous living and dining areas along with a beautifully renovated kitchen. Enjoy the comfort of central air conditioning and heat year-round. The full basement provides ample storage or the opportunity to create a home gym, workshop, or additional living space. Step outside to a cozy rear yard, ready to be transformed into your own private outdoor retreat.

Getting Around

73
WalkingVery Walkable
53
TransitGood Transit
70
BikeVery Bikeable

Schools

5/10
3/10
Frankford High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 332190900
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Earthquake
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$147$1,764
Property Taxes $204$2,448
Electricity $224$2,692
Total$1,586$19,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,377/yr
40% on housing$47,580/yr
45% on housing$42,293/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 19124$104
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19124$147
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-06Listed for sale$199,999
2009-12-21Sold$92,000
2005-09-07Sold$98,000
2005-04-05Sold$33,694
1999-01-22Sold$37,500

For Sale by Agent

AgentNatalie Rosa
BrokerageRealty ONE Group Focus

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