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469 Haven Rd, Port Saint Joe, FL, 32456

7beds
9baths
4,840sqft
$3,495,000
$722price/sqft
$22,230/moest. monthly cost
$889,200/yrincome needed

About This Home

“Mellow Yellow” is an expansive 7-bedroom, 7 full bath, 2 half bath coastal retreat! This stunning beach house offers luxury, space, & income potential—all just steps from the beach. Each of the seven bedrooms includes its own private en-suite bath & closet. The main living level is designed for gathering, with an open-concept layout that seamlessly connects the living room, kitchen, & dining area. A bedroom, laundry room, half bath, oversized walk-in pantry, & storage closet are also conveniently located on this level. Just off the living room, step out to the pool deck featuring a heated pool & generous outdoor entertaining space. The third level offers 4 spacious bedrooms, each with private baths & walk-in closets. Two of these bedrooms enjoy Gulf views & access to a shared balcony, ideal for catching coastal breezes & sunset skies. The top floor includes the primary suite with a private Gulf-view balcony, walk-in closet, en-suite bath, along with an additional bedroom with two sets of bunk beds, a sitting area, closet, & private bath. Additional features include an elevator servicing all levels, a bar area with wine/beer refrigerator, full-size ice maker, outdoor shower, and a private boardwalk providing direct access to the beach. The ground level offers a one-car pull-in garage with additional storage space, workshop space, an additional half bath, a large storage closet with both interior & exterior access. Whether you're searching for a primary residence, private coastal retreat, or an income-producing vacation rental, this property delivers exceptional flexibility. Offered TURNKEY, it's ready for immediate enjoyment or rental income. Spend your days relaxing by the pool, fishing, boating, kayaking, and enjoying the Gulf & your evenings watching breathtaking sunsets from the balcony or by a fire on the beach. Located just minutes to local favorites like Skully's Low Country Boil, Indian Pass Raw Bar, and Cone Heads 8020, this is coastal living at its best.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
4/10
Port St. Joe High SchoolGrades 7-127.7 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,See Remarks,Wine Refrigerator
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 9
  • Full bathrooms: 7
  • 1/2 bathrooms: 2

Features

  • Elevator,Kitchen Island,Pantry,See Remarks,Split Bedroom,Wet Bar
  • Window features: Drapery Rods,Window Treatments
  • Fireplace: Yes

Heating

  • Heating features: Fireplace(s)

Interior Area

  • Total structure area: 8,256
  • Total interior livable area: 4,840 sqft

Master Bathroom

  • Features: Double Vanity,Separate Shower

Master Bedroom

  • Features: Sitting Area

Property

Details

  • Parcel number: 06269882R
  • Zoning: PUD
  • Zoning description: Residential Single Family

Features

  • Levels: 2
  • Stories: 2
  • Pool features: Heated,In Ground
  • Patio & porch: Covered Deck,Covered Patio,Covered Porch,Front Porch
  • Exterior features: Shore Beach,Balcony
  • Has water view: Yes
  • Water view: Gulf,Water
  • On waterfront: Yes
  • Waterfront features: Gulf
  • Frontage length: 108

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 54 x 403

Parking

  • Total spaces: 9
  • Parking features: Covered,Driveway,Garage Attached
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,672$212,064
Home Insurance *$1,534$18,408
Property Taxes $2,537$30,444
Electricity $487$5,845
Total$22,230$266,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$762,171/yr
40% on housing$666,900/yr
45% on housing$592,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$722This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$375
Gulf County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$3,495,000
2024-10-25Listing removed$3,750,000
2024-04-24Listed for sale$3,750,000
2024-04-14Listing removed--
2023-10-13Price change$3,900,000
2023-04-18Listed for sale$3,950,000
2022-09-29Listing removed--
2022-03-29Listed for sale$3,900,000
2015-04-21Sold$350,000
2005-01-31Sold$673,000

For Sale by Agent

AgentMarcia Kasper
BrokerageRECIPROCAL OFFICE

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