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3406 NW 3rd Ter, Cape Coral, FL, 33993

5beds
4baths
3,242sqft
$1,295,000
$399price/sqft
$9,902/moest. monthly cost
$396,080/yrincome needed

About This Home

Welcome to luxury living at its finest! This exceptional 5 bedroom / Office , 4-bath residence showcases an expansive open floor plan, soaring volume ceilings, and seamless indoor-outdoor living designed for both everyday comfort and unforgettable entertaining. Built by award winning Windward homes. The heart of the home is a stunning chef's kitchen featuring custom cabinetry, a full-size refrigerator and separate full-size freezer, built-in cooktop, oversized center island with breakfast bar seating, and abundant prep and storage space. The spacious living area opens effortlessly through dramatic accordion sliding glass doors to an enormous covered lanai, creating the perfect extension of your living space. Step outside to your private backyard oasis featuring a resort-style pool and spa with a relaxing sun shelf, outdoor kitchen, and massive covered entertaining area - 868 square feet . Mature hedges provide exceptional privacy, making this the ideal setting to relax or entertain guests. The luxurious primary suite offers a true retreat with dual walk-in closets and a spa-inspired ensuite featuring dual vanities and an oversized walk-in shower with dual shower heads. Additional highlights include a paver driveway, spacious 3-car garage, and premium finishes throughout. Home sits on a 4 lot site and is 160 ft wide x 125 feet deep with a huge yard. With estimated 40 feet on the sides there is plenty or room to add an addition or park a boat. This extraordinary home combines sophisticated design, exceptional craftsmanship, and resort-style amenities to create the ultimate Florida lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
4/10
Mariner Middle SchoolGrades 6-82.4 mi
3/10
Mariner High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Electric Cooktop,Freezer,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Bedroom on Main Level,Tray Ceiling(s),High Ceilings,Main Level Primary,Multiple Primary Suites,Other,Pantry,Shower Only,Separate Shower,Walk-In Closet(s),Home Office,Split Bedrooms,Bathroom,Den,Guest Quarters,Office,Great Room
  • Window features: Single Hung,Sliding,Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,260
  • Total interior livable area: 3,242 sqft

Property

Details

  • Parcel number: 074423C304168.0070
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Open,Patio,Porch
  • Exterior features: Fence,Security/High Impact Doors,Sprinkler/Irrigation,Outdoor Kitchen,Patio,Shutters Electric
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 0.46 Acres
  • Features: Multiple lots,Oversized Lot,Sprinklers Automatic
  • Lot size dimensions: 160 x 125 x 160 x 125

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$902$10,824
Property Taxes $2,126$25,512
Electricity $326$3,915
Total$9,902$118,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,497/yr
40% on housing$297,060/yr
45% on housing$264,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 33993$225
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33993$209
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,295,000
2025-05-01Listing removed$1,400,000
2024-10-23Listed for sale$1,400,000
2024-09-10Listing removed$1,400,000
2024-04-24Listed for sale$1,400,000
2020-12-23Sold$110,000
2020-12-11Pending sale$115,000
2020-10-06Price change$115,000
2020-08-06Listed for sale$90,000
2017-07-21Sold$17,800
2017-07-07Pending sale$18,750
2017-06-23Listed for sale$18,750
2016-05-09Sold$16,000
2016-04-06Pending sale$17,999
2016-01-13Listed for sale$17,999
2011-11-23Sold$8,000

For Sale by Agent

AgentTed Stout
BrokerageRealmark Realty Group II LLC

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