3431 Palometa Dr, Hernando Beach, FL, 34607
About This Home
SELLER MOTIVATED - HUGE PRICE REDUCTION ON THIS BRAND-NEW WATERFRONT HOME! Now is your chance to own a stunning, newly built waterfront residence at a drastically reduced price. Built by a respected local builder, this home delivers top-tier craftsmanship, modern finishes, and exceptional attention to detail--now offered at an incredible value. Step inside to an open-concept design featuring elegant tray ceilings, French doors, and covered balconies with breathtaking water views. The chef-inspired kitchen shines with solid wood soft-close cabinetry, Quartz countertops, stainless steel appliances, a wall oven, and a spacious breakfast bar that flows seamlessly into the main living area--perfect for entertaining. The split-bedroom floor plan offers privacy and comfort, with two guest bedrooms and a full bath, while the luxurious primary suite boasts its own private balcony and spa-like ensuite featuring dual Quartz vanities, a frameless glass shower, and custom tilework. This home is loaded with high-end upgrades and future-ready features, including: Impact-rated windows and doors, GAF lifetime shingles, tankless water heater, Comfortmaker HVAC system, irrigation with rain sensor, Smart-home prewiring, elevator shaft already framed for future installation. The oversized garage provides plenty of room for vehicles, golf carts, and all your water toys. Opportunities like this don't last--schedule your showing today before it's gone! Conveniently located near Weeki Wachee Springs, Pine Island Beach, marinas, and waterfront dining.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Shingle
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Disposal,Electric Cooktop,Electric Water Heater,Microwave,Refrigerator,Tankless Water Heater
- Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Upper
- Area: 129.78
- Dimensions: 12.6x10.3
Features
- Breakfast Bar,Ceiling Fan(s),Double Vanity,Entrance Foyer,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Smart Home,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)
- Window features: Impact Windows
- Flooring: Tile,Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,841
- Total interior livable area: 1,841 sqft
Kitchen
- Level: Upper
- Area: 127.386
- Dimensions: 12.6x10.11
Living Room
- Level: Upper
- Area: 307.671
- Dimensions: 16.1x19.11
Master Bathroom
- Level: Upper
- Area: 102.71999999999998
- Dimensions: 10.7x9.6
Master Bedroom
- Level: Upper
- Area: 200.20000000000002
- Dimensions: 14.3x14
Property
Details
- Parcel number: R2422316237001400060
- Zoning: PDP
- Zoning description: PUD
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio,Rear Porch
- Exterior features: Balcony
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal Front,Seawall
Lot
- Lot size: 7,405 sqft
- Features: Cleared,Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 6
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 6
- Covered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hernando County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $217 | $2,604 |
| Property Taxes | $881 | $10,572 |
| Electricity | $197 | $2,366 |
| Total | $4,576 | $54,912 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $649,000 |
| 2026-01-22 | Price change | $669,000 |
| 2025-11-14 | Listed for sale | $690,000 |
| 2025-09-15 | Listing removed | $745,000 |
| 2025-04-15 | Price change | $745,000 |
| 2025-01-24 | Listed for sale | $749,000 |
| 2021-07-20 | Sold | $64,900 |
| 2020-03-10 | Sold | $37,500 |
| 2018-04-22 | Listing removed | $25,000 |
| 2018-03-01 | Price change | $25,000 |
| 2017-07-10 | Listed for sale | $36,000 |
| 2012-08-17 | Sold | $31,500 |
| 1997-08-08 | Sold | $49,900 |
For Sale by Agent
View on Zillow