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5441 Chestnut Ridge Rd, Dade City, FL, 33523

3beds
2baths
1,701sqft
$314,800
$185price/sqft
$2,277/moest. monthly cost
$91,080/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Discover your perfect new home with this beautifully crafted 3-bedroom, 2-bathroom residence, designed to offer a seamless blend of modern comfort and timeless style. This brand-new construction features an open and spacious great room floor plan, providing a versatile living space that is ideal for both everyday living and entertaining guests. The expansive layout creates a warm and inviting atmosphere, allowing for effortless flow between the living, dining, and kitchen areas. This home is situated in a non-flood zone, offering peace of mind and added security for your investment. The kitchen is a chef’s dream, equipped with stunning granite countertops and a generous center island, making meal preparation and casual dining convenient and enjoyable. Complemented by high-quality, real wood cabinets, the kitchen offers ample storage space and a warm, natural aesthetic that enhances the overall appeal of the home. Adjacent to the kitchen is a dedicated dining room, perfect for family meals, holiday gatherings, or intimate dinners, adding to the home's functional and inviting layout. Each of the three bedrooms is generously sized, providing comfortable retreats for family members or guests. The primary suite is a private haven, complete with a spacious bathroom and large walk in closet space. The additional bedrooms can be customized to suit your lifestyle, whether as a home office, guest room, or playroom. The home also features two well-appointed bathrooms with modern fixtures and finishes, ensuring convenience and style throughout. Outside, you'll find a large covered patio—perfect for outdoor entertaining, relaxing evenings, or enjoying the fresh air. This outdoor space extends your living area and offers a wonderful spot for barbecues, family gatherings, or simply unwinding after a long day. Built with quality craftsmanship and attention to detail, this new construction home combines modern amenities with functional design to meet the needs of today’s homeowner. It’s an excellent opportunity to own a beautiful, move-in-ready home that offers comfort, style, and plenty of space for your lifestyle. Whether you're starting a new chapter or upgrading your living situation, this home provides a perfect foundation for your future.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
2/10
Hernando High SchoolGrades PK,6-1213.2 mi
5/10

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stone,Stucco

Other

  • Builder model: Eva Mae
  • Builder name: Bozeman Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Level: First
  • Area: 46.44
  • Dimensions: 8.6x5.4

Bathroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 140.36
  • Dimensions: 12.1x11.6

Bathroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 133.1
  • Dimensions: 12.1x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 170.24
  • Dimensions: 11.2x15.2

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 1,701 sqft

Kitchen

  • Level: First
  • Area: 148.96
  • Dimensions: 9.8x15.2

Laundry

  • Level: First
  • Area: 88.32
  • Dimensions: 9.2x9.6

Living Room

  • Level: First
  • Area: 328.64
  • Dimensions: 20.8x15.8

Primary Bathroom

  • Level: First
  • Area: 111.1
  • Dimensions: 10x11.11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 196.08
  • Dimensions: 12.9x15.2

Property

Details

  • Parcel number: R0112321132400001960
  • Zoning: SFR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Sidewalk

Lot

  • Lot size: 10,375 sqft
  • Features: Cleared,In County

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,591$19,092
Home Insurance *$303$3,636
Property Taxes $186$2,232
Electricity $197$2,366
Total$2,277$27,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,068/yr
40% on housing$68,310/yr
45% on housing$60,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 33523$175
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 33523$182
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$315,000
2026-02-24Price change$329,000
2026-01-25Listed for sale$335,900
2026-01-01Listing removed$335,900
2025-08-15Price change$335,900
2025-06-07Price change$349,900
2025-06-06Listed for sale$369,900
2024-06-19Sold$45,500

New Construction

AgentCorin Hall
BrokerageELITE BROKERS, LLC

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