2627 SW 4th Ter, Cape Coral, FL, 33991
About This Home
Rare opportunity in one of Cape Coral's fastest-growing areas! This beautifully maintained 4-bedroom, 2-bath floor plan offers the perfect blend of modern style, functional living, and outdoor space. The sale includes the cleared and enhanced adjacent lot, creating an oversized, fully fenced property with endless possibilities for entertaining, recreation, future expansion, or simply enjoying the extra privacy. Step inside to an open-concept layout featuring soaring cathedral ceilings, abundant natural light, and tile flooring throughout the main living areas. The spacious kitchen is the heart of the home, complete with granite countertops, soft-close cabinetry, stainless steel appliances, a large center island, and plenty of storage. The split-bedroom floor plan offers privacy, while the primary suite features dual vanities, two walk-in closets, and a spacious walk-in shower. Enjoy true Florida living on the extended screened lanai, complete with a relaxing hot tub and overlooking the expansive backyard. The additional lot provides exceptional outdoor space for gatherings, pets, play, or future enhancements. Additional highlights include impact windows, concrete block construction, a high-efficiency A/C system, an epoxy-coated garage floor, upgraded paver driveway, irrigation system, and attractive stone accents that enhance the home's curb appeal. Conveniently located near shopping, dining, schools, and everyday conveniences, this move-in ready home offers a rare combination of modern construction, extra land, and room to grow. Opportunities like this don't come along often!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2022
Materials
- Roof: Shingle
- Construction materials: Brick,Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Freezer,Disposal,Microwave,Refrigerator
- Laundry features: Washer Hookup,Dryer Hookup,Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Dual Sinks,Eat-in Kitchen,Living/Dining Room,Pantry,Shower Only,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Split Bedrooms,Screened Porch
- Window features: Impact Glass
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,512
- Total interior livable area: 1,830 sqft
Property
Details
- Parcel number: 174423C303929.0290
- Lease amount: 0
- Zoning description: R1
Features
- Stories: 1
- Patio & porch: Lanai,Porch,Screened
- Exterior features: Fence,Security/High Impact Doors
- Waterfront features: None
Lot
- Lot size: 0.46 Acres
- Features: Oversized Lot
Parking
- Total spaces: 3
- Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $283 | $3,396 |
| Property Taxes | $927 | $11,124 |
| Electricity | $197 | $2,366 |
| Total | $3,935 | $47,220 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $500,000 |
| 2022-12-30 | Sold | $401,990 |
| 2022-10-29 | Pending sale | $404,990 |
| 2022-10-28 | Price change | $404,990 |
| 2022-08-01 | Pending sale | $424,990 |
| 2022-07-27 | Price change | $424,990 |
| 2022-06-28 | Listed for sale | $428,990 |
| 2022-05-10 | Sold | $33,333 |
| 2021-11-04 | Listing removed | -- |
| 2021-11-02 | Listed for sale | $55,000 |
| 2021-03-16 | Listing removed | -- |
| 2021-02-22 | Price change | $50,000 |
| 2020-10-09 | Pending sale | $24,000 |
| 2020-10-09 | Listed for sale | $24,000 |
| 2019-11-14 | Listing removed | $50,000 |
| 2019-05-15 | Price change | $50,000 |
| 2019-03-27 | Price change | $32,000 |
| 2018-12-19 | Listed for sale | $30,500 |
| 2018-02-22 | Listing removed | $30,000 |
| 2017-04-26 | Price change | $30,000 |
| 2016-12-09 | Listed for sale | $26,000 |
| 2016-08-16 | Listing removed | $26,000 |
| 2016-05-10 | Listed for sale | $26,000 |
| 2016-04-29 | Sold | $11,000 |
| 2016-04-18 | Pending sale | $11,500 |
| 2016-04-16 | Price change | $11,500 |
| 2015-09-22 | Listed for sale | $27,000 |
| 2002-07-01 | Sold | $8,000 |
| 2000-02-01 | Sold | $2,700 |
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