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708 Hickory St, Destin, FL, 32541

3beds
1baths
1,034sqft
$369,000
$357price/sqft
$2,476/moest. monthly cost
$99,040/yrincome needed

About This Home

Tucked away on a large, private lot surrounded by beautiful trees and nature, this well-maintained 3-bedroom, 1-bath home has peaceful living with views from nearly every window. Built in 2018 and thoughtfully cared for, the 1,034 sq. ft. home combines modern construction with a warm, inviting feel. The completely private backyard creates a quiet retreat with plenty of outdoor space to relax, entertain, or enjoy the natural surroundings. amazing location and neighborhood with parks nearby Inside, the home feels bright and open with 9-foot ceilings, recessed lighting throughout, and abundant natural light. Recent interior and exterior paint give the home a fresh, clean appearance, and the property has been consistently well cared for with no pets in the home.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

10/10
Destin Elementary SchoolGrades PK-40.4 mi
9/10
Destin Middle SchoolGrades 5-84.4 mi
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2018

Materials

  • Foundation: Slab
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator

Bedroom

  • Level: First
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Newly Painted

Full Bathroom

  • Level: First
  • Area: 336
  • Dimensions: 28 x 12

Interior Area

  • Total structure area: 1,034
  • Total interior livable area: 1,034 sqft

Kitchen

  • Level: First
  • Area: 110
  • Dimensions: 10 x 11

Living Room

  • Level: First
  • Area: 182
  • Dimensions: 13 x 14

Master Bedroom

  • Level: First
  • Area: 140
  • Dimensions: 14 x 10

Property

Details

  • Parcel number: 002S22130600000010
  • Zoning: Resid Single Family

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Yard Building

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 100 x 108

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$56$672
Property Taxes $358$4,296
Electricity $197$2,366
Total$2,476$29,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,891/yr
40% on housing$74,280/yr
45% on housing$66,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$411
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$369,000
2026-06-27Price change$375,000
2026-06-11Listed for sale$385,000
2018-06-27Sold$200,000
2015-07-06Sold$50,000
2015-02-26Listing removed$44,000
2014-12-16Listed for sale$44,000
2014-10-08Listing removed$44,000
2014-08-08Price change$44,000
2014-07-02Price change$49,000
2014-05-30Listed for sale$55,000
2005-05-31Sold$350,000

For Sale by Agent

AgentSteve Koleno
BrokerageBeycome of Florida LLC

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