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4707 Amhurst Cir, Destin, FL, 32541

2beds
2baths
1,056sqft
$475,000
$450price/sqft
$3,021/moest. monthly cost
$120,840/yrincome needed

About This Home

A rare opportunity to own a thoughtfully designed, recently built residence that prioritizes both comfort and ease, this single-story home offers a level of refinement seldom found at this price point. Completed in 2023, the property reflects intentional design choices and elevated finishes throughout. Inside, ten-foot ceilings and plantation shutters set a polished tone, while the open-concept layout creates a natural flow between living, dining, and kitchen spaces. A built-in gas fireplace framed by custom cabinetry anchors the main living area, adding warmth and architectural interest. The kitchen is equally impressive, featuring quartz countertops, a gas range, stainless steel appliances, and a generous workspace designed for both everyday living and entertaining. Both bedrooms are privately positioned at the rear of the home, each with its own ensuite bath, privacy windows, and direct access to the outdoor living area through sliding glass doors. The bathrooms are beautifully finished with custom tilework and frameless glass showers, and include a tub-and-shower combination in the secondary suite. A well-appointed laundry room includes additional cabinetry, a utility sink, and a washer and dryer that remain with the home. Outdoor living is equally considered, with a spacious paver patio designed for relaxing afternoons and casual gatherings. A retractable awning extends across the patio, offering shade on warmer days, while a fully fenced yard enhances privacy. Additional upgrades include a water filtration system and a Generac generator, providing both comfort and peace of mind. The home also features a one-car garage with space for storage or a golf cart, complementing the community's golf-cart-friendly design. Residents enjoy access to a gated entrance, a well-maintained community pool with covered seating and facilities, and a cohesive neighborhood atmosphere supported by low HOA fees and the absence of short-term rentals. Positioned just minutes from premier shopping, dining, and multiple beach accesses, this residence offers a refined take on low-maintenance coastal living with modern conveniences already in place.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

8/10
Destin Middle SchoolGrades 5-81.4 mi
5/10
10/10
Destin Elementary SchoolGrades PK-45.3 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Slate
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 124.26
  • Dimensions: 11.4 x 10.9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Bookcases,Crown Molding,Recessed Lighting,Shelving
  • Window features: Plantation Shutters,Window Treatments
  • Flooring: Tile,Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Kitchen

  • Level: First
  • Area: 156.75
  • Dimensions: 16.5 x 9.5

Living Room

  • Level: First
  • Area: 306.9
  • Dimensions: 18.6 x 16.5

Master Bedroom

  • Level: First
  • Area: 164.92
  • Dimensions: 13.3 x 12.4

Property

Details

  • Parcel number: 002S220068000C0200
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Privacy

Lot

  • Lot size: 3,049 sqft
  • Features: Covenants,Level,Restrictions
  • Lot size dimensions: 40 x 75

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$72$864
Property Taxes $351$4,212
Electricity $197$2,366
Total$3,021$36,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,577/yr
40% on housing$90,630/yr
45% on housing$80,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$450This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$411
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$475,000
2026-03-01Listing removed$480,000
2026-01-21Price change$480,000
2026-01-07Pending sale$485,000
2025-11-07Price change$485,000
2025-10-05Price change$489,000
2025-09-24Price change$499,999
2025-09-11Price change$515,000
2025-08-07Listed for sale$525,000
2020-10-22Sold$93,500
2018-11-28Sold$90,500
2011-10-10Sold$45,000

For Sale by Agent

AgentSarah P Stone
BrokerageScenic Sotheby's International Realty

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