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1490 Bentley Cir, Fort Walton Beach, FL, 32547

3beds
3baths
1,882sqft
$299,900
$159price/sqft
$2,154/moest. monthly cost
$86,160/yrincome needed

About This Home

Welcome to Meridian Square Townhomes! This beautiful townhome boasts granite countertops, beautiful maple cabinetry, stainless steel appliances and a kitchen island with electricity. You will find 20x20 porcelain tile in the kitchen, dining room, foyer, and in all baths and the large laundry room. There is luxury vinyl plank flooring in the great room and carpets in the all the bedrooms. You will love the oversized primary suite with a sitting area with lots of natural light. All bedrooms are on second floor. This well maintained home with just under 1900 square feet of heated and cooled living space is a must see! HOA maintains lawn care. Water heater installed April 2026.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2009

Materials

  • Foundation: Slab
  • Construction materials: Siding Brick Some,Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 11 x 10

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Features

  • Vaulted Ceiling(s),Kitchen Island,Pantry,Woodwork Painted
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Tile,Carpet

Great Room

  • Level: First
  • Area: 260
  • Dimensions: 20 x 13

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,882
  • Total interior livable area: 1,882 sqft

Kitchen

  • Level: First
  • Area: 224
  • Dimensions: 14 x 16

Master Bedroom

  • Level: Second
  • Area: 336
  • Dimensions: 21 x 16

Property

Details

  • Parcel number: 082S24110000000170
  • Zoning description: Resid Single Family

Features

  • Stories: 2

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$139$1,668
Property Taxes $302$3,624
Electricity $197$2,366
Total$2,154$25,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,851/yr
40% on housing$64,620/yr
45% on housing$57,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 32547$188
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32547$216
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$315,000
2026-04-01Listing removed$1,995
2026-03-25Listed for rent$1,995
2020-04-18Listing removed$1,500
2020-04-13Listed for rent$1,500
2017-04-25Listing removed$1,395
2017-04-20Price change$1,395
2017-02-09Listed for rent$1,375
2016-09-06Listing removed$1,375
2012-09-13Listing removed$1,345
2012-07-19Listed for rent$1,345
2011-09-28Listing removed$1,315
2011-08-05Listed for rent$1,315
2009-09-15Sold$189,900

For Sale by Agent

AgentVicki L Ragan
BrokerageCoastal Realty Services

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