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430 LUCKY Lane, Delray Beach, FL, 33444

4beds
3baths
1,912sqft
$1,119,000
$585price/sqft
$9,054/moest. monthly cost
$362,160/yrincome needed

About This Home

TOTALLY UPDATED WITH BRAND NEW POOL SURROUNDED BY LUSH LANDSCAPING WITH SUPERIOR QUALITY & PREMIUM FINISHES. SEE THE DETAILS IN THE PHOTOS. BIKE OR CART JUST OVER A MILE TO THE AVE, A HALF MILE TO WHOLE FOODS & STARBUCKS, OR 1 MILE TO THE BEACH. BE THE FIRST TO OCCUPY POST RENOVATION. ON A PRIVATE CUL-DE-SAC STREET ACROSS FROM A CITY PARK. ZERO WORK TO DO OR REPAIRS TO MAKE. IT'S LITERALLY LIKE NEW CONSTRUCTION! THIS IS THE PERFECT PRIMARY RESIDENCE, SECOND HOME OR INVESTMENT PROPERTY GIVEN ITS PROXIMITY TO EVERYTHING. PREMIUM CONSTRUCTION METHODS MEAN THE HO INSURANCE COST IS A MERE $2,400!!!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

6/10
3/10
Carver Middle SchoolGrades 6-82.4 mi
5/10
Atlantic High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale,Updated/Remodeled
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Shingle,Ridge Vents
  • Construction materials: Blown-In Insulation,Block,Concrete,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Freezer,Disposal,Microwave,Range,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Closet Cabinetry,Dual Sinks,Entrance Foyer,Kitchen Island,Living/Dining Room,Pantry,Split Bedrooms,Separate Shower,Upper Level Primary,Walk-In Closet(s)
  • Window features: Blinds,Storm Window(s)
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric,Heat Strip
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,442
  • Total interior livable area: 1,912 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Living Room

  • Level: Main
  • Area: 204
  • Dimensions: 12 X 17

Master Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 15 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 12434620130050080
  • Zoning: R-1-A (city)
  • Special condition: Standard,Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Entry Level Living Area Y
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Lighting,Outdoor Living Area
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden
  • Waterfront features: None

Lot

  • Lot size: 5,004 sqft
  • Features: Cul-De-Sac,Interior Lot,Sprinklers Automatic,< 1/4 Acre
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,658$67,896
Home Insurance *$1,409$16,908
Property Taxes $1,790$21,480
Electricity $197$2,366
Total$9,054$108,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$310,422/yr
40% on housing$271,620/yr
45% on housing$241,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$585This listing

vs Other Active Listings

Avg $/sqft

ZIP 33444$560
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33444$607
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$1,119,000
2014-08-20Sold$328,900

For Sale by Agent

AgentDerek Schwartz
BrokerageEsquire Realty Advisors LLC

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