221 Clear Creek Ct, Saint Augustine, FL, 32095
About This Home
Welcome to this beautiful lakefront home in the sought-after Sandy Creek Community, perfectly positioned on a quiet cul-de-sac road with no through traffic. Nestled in a well-established neighborhood, this spacious 4-bedroom, 2-bath residence offers 2,202 square feet of thoughtfully designed living space with stunning long lake views from multiple rooms throughout the home. The desirable split floor plan provides added privacy for the expansive owner’s bedroom, featuring a large walk-in closet and a spacious ensuite bath complete with a garden tub and separate shower. Enjoy peaceful water views from the living room, primary bedroom, and rear guest bedroom. Designed for both everyday living and entertaining, the home offers a large eat-in kitchen, formal dining room, and a versatile 12x12 flex space ideal for a home office, sitting room, or den. The inviting living area features an electric fireplace that can provide cozy ambiance or supplemental heat, while recently upgraded high-end rear sliding glass doors open to a large covered patio overlooking unobstructed lake views — the perfect setting for morning coffee or evening relaxation. Despite low HOA fees and no CDD fee, Residents of Sandy Creek enjoy outstanding community amenities including a dog park, playground, picnic area, and scenic walking trails. The owner has recently obtained a 4-point inspection with favorable results for home insurance including adequate roof life. Conveniently located near I-95 and SR 210 for an easy commute, this home is also just minutes from shopping, dining, and everyday conveniences including Lowe's, BJ's Wholesale Club, and Publix. Zoned for highly rated St. Johns County School District schools, this exceptional property offers the perfect blend of comfort, convenience, and waterfront living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2010
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Bedroom2
- Area: 182
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Formal
- Area: 132
Features
- Bedroom Downstairs,Ceiling Fan(s),Chandelier
- Flooring: Carpet,Tile
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s)
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,840
- Total interior livable area: 2,202 sqft
Kitchen
- Area: 208
Living Room
- Area: 340
Master Bathroom
- Features: Tub/Shower Separate
Master Bedroom
- Level: First
- Area: 210
Property
Details
- Parcel number: 0264831030
- Zoning: PUD
Features
- Levels: Split
- Stories: 1
- Entry location: Ground Level
- Patio & porch: Patio,Porch
- Fencing: Partial
- On waterfront: Yes
- Waterfront features: Lake Front,Retention Pond
Lot
- Lot size: 7,405 sqft
- Features: Conservation Backyard,Common,Less than 1/4 Acre
Parking
- Total spaces: 2
- Parking features: 2 Car Garage,Off Street,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Johns County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,128 | $25,536 |
| Home Insurance * | $217 | $2,604 |
| Property Taxes | $389 | $4,668 |
| Electricity | $221 | $2,659 |
| Total | $2,955 | $35,460 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-10 | Listed for sale | $421,000 |
| 2010-04-12 | Sold | $230,000 |
| 2009-09-16 | Sold | $35,000 |
View on Zillow