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2108 SW Monterrey Lane, Port Saint Lucie, FL, 34953

5beds
3baths
2,274sqft
$465,000
$204price/sqft
$3,735/moest. monthly cost
$149,400/yrincome needed

About This Home

APPROVED SHORT SALE. HOUSE LIKE NEW, 5 BEDROOMS, 3 BATHROOMS, 3 CAR GARAGE, GOURMET KITCHEN, BOSE SOUND SYSTEM, CENTRAL STATION ALARM, FULLY FENCED YARD, DOUBLE SPLIT PLAN, LAUNDRY ROOM INSIDE HOUSE, SCREENED IN PATIO, CEILING FANS IN ALL ROOMS, GRANITE AND STAINLESS STEEL KITCHEN.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
5/10
Northport K-8 SchoolGrades PK-83.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Construction materials: Block,Concrete

Other

  • Builder name: Maronda Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Ice Maker,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Washer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Entrance Foyer,Kitchen Island,Main Level Primary,Pantry,Walk-In Closet(s)
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,217
  • Total interior livable area: 2,274 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 15 X 15

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Master Bedroom

  • Level: Main
  • Area: 221
  • Dimensions: 13 X 17

Property

Details

  • Parcel number: 342054009260005
  • Zoning: RS-2PS
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Outdoor Living Area,Porch,Room For Pool
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal

Lot

  • Lot size: 10,000 sqft
  • Features: Fruit Trees,< 1/4 Acre

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$330$3,960
Property Taxes $826$9,912
Electricity $228$2,746
Total$3,735$44,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,057/yr
40% on housing$112,050/yr
45% on housing$99,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 34953$214
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34953$230
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-13Listed for sale$465,000
2025-12-31Pending sale$465,000
2025-11-27Listed for sale$465,000
2025-11-23Listing removed$465,000
2025-10-27Price change$465,000
2025-10-24Price change$560,900
2025-08-18Listed for sale$564,900
2025-07-29Pending sale$564,900
2025-07-22Listing removed$564,900
2025-07-22Listed for sale$564,900
2025-04-11Pending sale$564,900
2024-11-23Listed for sale$564,900
2024-06-06Listing removed--
2024-05-30Listing removed--
2024-05-03Listed for rent$3,400
2024-01-31Price change$566,000
2024-01-19Price change$575,000
2024-01-11Listed for sale$599,000
2024-01-07Listing removed--
2023-11-29Price change$642,500
2023-11-15Listed for sale$645,000
2022-07-08Sold$450,840
2021-07-27Sold$86,000
2015-04-15Sold$15,000
2015-03-26Listed for sale$15,500

Pre-Foreclosure - For Sale by Agent

AgentAnthony Centrone Jr
BrokeragePapera Properties, LLC

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