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1005 SW Bay State Rd, Port Saint Lucie, FL, 34953

4beds
3baths
2,311sqft
$490,000
$212price/sqft
$3,864/moest. monthly cost
$154,560/yrincome needed

About This Home

This exceptional residence, built in 2018, offers an impressive blend of elegance, comfort, and functionality. Featuring four generously sized bedrooms, three well-appointed bathrooms, and an additional den that can be utilized as a home office or flex space, the property provides ample room for both relaxation and productivity. The interior is thoughtfully designed with tile flooring throughout the main living areas, enhancing both durability and aesthetic appeal, while plantation shutters add a touch of sophistication and privacy. The modern kitchen is equipped with high-quality stainless steel appliances, making it ideal for everyday living as well as entertaining. Conveniently situated in a desirable location, the home is in close proximity to reputable schools, scenic parks, and a variety of shopping and dining options, offering both convenience and a vibrant lifestyle

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Northport K-8 SchoolGrades PK-83.8 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Other,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,593
  • Total interior livable area: 2,311 sqft

Property

Details

  • Parcel number: 342055504250009
  • Zoning: RS-2 PSL
  • Other equipment: Other

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Exterior features: Other
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 0.26 Acres
  • Features: 1/4 To Less Than 1/2 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Covered,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$348$4,176
Property Taxes $807$9,684
Electricity $232$2,790
Total$3,864$46,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,480/yr
40% on housing$115,920/yr
45% on housing$103,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 34953$214
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34953$230
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$490,000
2022-01-04Sold$430,000
2021-12-04Contingent$430,000
2021-11-03Listed for sale$430,000
2018-04-28Sold$270,900
2015-11-07Sold$16,500
2015-06-17Sold$11,500

For Sale by Agent

AgentChristian Salgado
BrokerageMDZ Realty, LLC.

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