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4860 Watersong Way, Fort Pierce, FL, 34949

5beds
6baths
4,436sqft
$3,650,000
$823price/sqft
$25,899/moest. monthly cost
$1,035,960/yrincome needed

About This Home

Breathtaking Oceanfront 5-bedroom home. Incredible views from this Beautiful custom-designed Key West home, located on South Hutchinson Island in the gated, Direct Ocean community of Watersong. The home has 4 en-suite bedrooms each with a full bath. The Owners Suite enjoys two large walk-in closets, a spacious bath with stunning views of the Atlantic Ocean. Multiple covered terraces and entertaining areas. Elevator to all three levels. Plank tile throughout. Club room with built-in bar. Community pool and beach cabana. Additional lot available for sale offers privacy and long term value. Package price for home and additional lot $4,650,000. Floor plan attached. Be sure to watch the video!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
5/10
Dan Mccarty SchoolGrades 6-85.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Key West
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Dishwasher,Disposal,Dryer,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: Second
  • Area: 243
  • Dimensions: 27x9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Stone Counters,Tray Ceiling(s),Walk-In Closet(s),Wet Bar
  • Door features: French Doors,Sliding Doors
  • Window features: Blinds,Window Treatments,Hurricane Shutters/Windows
  • Flooring: Ceramic Tile
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Great Room

  • Features: Ceiling Fan(s),Wet Bar
  • Level: Second
  • Area: 962
  • Dimensions: 37x26

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 5,715
  • Total interior livable area: 4,436 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Stone Counters
  • Level: Second
  • Area: 270
  • Dimensions: 15x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 289
  • Dimensions: 17x17

Property

Details

  • Parcel number: 253250000600003
  • Zoning: PLANNED UN
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch
  • Exterior features: Balcony,Irrigation System,Rain Gutters
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Water,Gulf/Ocean - Full
  • Has water view: Yes
  • Water view: Water,Gulf/Ocean - Full
  • On waterfront: Yes
  • Waterfront features: Gulf/Ocean Front,Beach,Gulf/Ocean,Beach Access,Gulf/Ocean Access
  • Waterbody name: ATLANTIC OCEAN
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 10,240 sqft
  • Features: In County,Landscaped,Level
  • Lot size dimensions: 40 x 128

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,456$221,472
Home Insurance *$296$3,552
Property Taxes $6,701$80,412
Electricity $446$5,357
Total$25,899$310,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$887,965/yr
40% on housing$776,970/yr
45% on housing$690,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$823This listing

vs Other Active Listings

Avg $/sqft

ZIP 34949$399
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34949$567
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$3,650,000
2026-04-01Listing removed$4,650,000
2026-01-07Price change$3,650,000
2025-09-26Listed for sale$4,650,000
2004-06-17Sold$1,350,000
2004-01-16Sold$449,900

For Sale by Agent

AgentJim Sweat
BrokerageONE SOTHEBY'S INTERNATIONAL RE

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