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3881 Throne Ct, Milton, FL, 32583

3beds
2baths
1,302sqft
$297,000
$228price/sqft
$2,216/moest. monthly cost
$88,640/yrincome needed

About This Home

This 3 bed 2 bath all brick low maintenance home is located in Windsor Villas a 55+ gated community. Built in 2019 and in excellent condition. Includes a back porch, one car garage, and recent updates to include electrical power to the front and back yard where a concrete fountain entertains the variety of birds and provides relaxing sounds as you observe them from the enclosed screened porch. Other updates include front window plantation shutter, tile backsplash, new cabinet and drawer hardware, and designer lighting in kitchen and hall. All appliances convey along with the refrigerator, washer, and dryer. The vinyl privacy fence is located inside back yard property line, but the yard extends much further out and can easily be enclosed within the fence if desired. (This was intentionally done for a smaller back yard) HOA fee of $142 month covers lawn mowing, watering/irrigation, pest and chemical applications. Enjoy the camaraderie of a small but great neighborhood that is convenient to I-10 and features a community pool and spacious clubhouse with monthly activities like card games and get-togethers. This is unique neighborhood and are extremely rare and hard to find. HOA does not allow short term rentals, airbnb, or VRBO. Owner must occupy house for at least 6months.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Bagdad Elementary SchoolGrades PK-51.7 mi
5/10
Hobbs Middle SchoolGrades 6-84.2 mi
4/10
Milton High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Inside

Bedroom

  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Door features: Insulated Doors
  • Window features: Double Pane Windows,Shutters
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,302
  • Total interior livable area: 1,302 sqft

Living Room

  • Level: First
  • Area: 256

Master Bedroom

  • Level: First
  • Area: 169

Property

Details

  • Parcel number: 221n28577800a000370
  • Zoning description: County

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Community
  • Exterior features: Irrigation Well
  • Fencing: Back Yard

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,501$18,012
Home Insurance *$276$3,312
Property Taxes $242$2,904
Electricity $197$2,366
Total$2,216$26,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,977/yr
40% on housing$66,480/yr
45% on housing$59,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 32583$162
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32583$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$297,000
2023-08-28Sold$285,000
2023-07-26Pending sale$285,000
2023-07-26Contingent$285,000
2023-07-12Price change$285,000
2023-06-28Listed for sale$290,000
2022-09-06Sold$265,000
2022-08-19Pending sale$279,900
2022-08-05Listed for sale$279,900
2019-08-13Sold$176,000
2018-11-27Sold$16,000
2014-07-31Sold$10,500

For Sale by Agent

AgentBrian Mcleod
BrokerageBEACH BALL REALTY

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