6647 Desoto St, Navarre, FL, 32566
About This Home
Welcome to your new home in Holley by the Sea This stunning new construction features 4 bedrooms, 2.5 bathrooms, a spacious layout, modern finishes, a two-car garage, and a welcoming covered porch perfect for relaxing. Designed with both comfort and functionality in mind, this home offers the perfect blend of style and everyday living. Located in the highly sought-after Holley by the Sea (HOA) community, residents enjoy amazing amenities including pools, tennis courts, pickleball, golf, fitness facilities, and more. Don't miss your chance to own a beautiful home just minutes from the beach With approved offer and the use of Nick Redhead with Guaranteed Rate Affinity he is offering up to a $4,000 lender credit. *Terms and conditions apply
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2025
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater
Bedroom
- Level: First
- Area: 2431
- Dimensions: 13 x 187
Bedroom
- Level: First
- Area: 12321
- Dimensions: 111 x 111
Bedroom
- Level: First
- Area: 1221
- Dimensions: 11 x 111
Bedroom
- Level: First
- Area: 1021110
- Dimensions: 1,011 x 1,010
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Cooling
- Cooling features: Ceiling Fan(s)
Dining Area
- Level: First
- Area: 13696
- Dimensions: 128 x 107
Features
- Common walls with other units/homes: No Common Walls
Garage
- Level: First
- Area: 4860
- Dimensions: 20 x 243
Interior Area
- Total structure area: 1,979
- Total interior livable area: 1,979 sqft
Kitchen
- Level: First
- Area: 1599
- Dimensions: 13 x 123
Laundry
- Level: First
- Area: 41180
- Dimensions: 58 x 710
Living Room
- Level: First
- Area: 305890
- Dimensions: 169 x 1,810
Property
Details
- Parcel number: 182s261920111000160
- Zoning description: Resid Single Family
- Special condition: Accept Backup Offers
Features
- Stories: 1
Lot
- Lot size: 0.48 Acres
- Lot size dimensions: 100FT x 200FT
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,806 | $33,672 |
| Home Insurance * | $655 | $7,860 |
| Property Taxes | $696 | $8,352 |
| Electricity | $199 | $2,389 |
| Total | $4,356 | $52,272 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $555,000 |
| 2026-01-08 | Listed for sale | $565,000 |
| 2026-01-01 | Listing removed | $565,000 |
| 2025-09-12 | Listed for sale | $565,000 |
| 2022-05-16 | Sold | $60,000 |
| 2014-08-06 | Listing removed | $46,500 |
| 2014-02-10 | Price change | $46,500 |
| 2014-02-08 | Listed for sale | $43,500 |
| 2005-05-20 | Sold | $25,000 |
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