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886 NE Whistling Duck Way, Pt Saint Lucie, FL, 34983

4beds
2baths
1,926sqft
$375,000
$195price/sqft
$2,736/moest. monthly cost
$109,440/yrincome needed

About This Home

This stunning 4-bedroom, 2-bathroom concrete block home, built in 2022, offers nearly 2,000 square feet of modern, open-concept living. The interior features a bright, spacious floor plan with durable ceramic tile and vinyl flooring throughout. At the heart of the home is a chef's kitchen equipped with a large pantry, sleek appliances, and a breakfast nook that flows seamlessly into the main living area. The private owner's suite is tucked away at the back for maximum tranquility and includes a large walk-in closet with custom built-in shelving. Additional highlights include a split-bedroom layout for guest privacy, and an indoor laundry room. The River Place community provides a resort-style lifestyle tailored for every family member. Kids can enjoy the private playground, a sand volleyball court, and open soccer and baseball fields, while the heated pool includes a dedicated lap area for exercise and play. For fishermen, the community offers a private fishing pier and a canoe/kayak launch with direct access to the scenic St. Lucie River. The heart of the neighborhood is the Plantation House clubhouse, featuring a meeting room with a cozy fireplace, a full catering kitchen, a fitness center, and a Jacuzzi spa. For those with outdoor toys, a secure storage area for boats and RVs is available on-site. Your HOA fee covers the maintenance of these extensive common areas and recreational facilities, as well as trash disposal and recycling, ensuring a pristine, low-maintenance living environment in the heart of Port St. Lucie.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
4/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete

Other

  • Builder name: Adams Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Inside,Laundry Closet,Washer Dryer Install Allowed

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Breakfast Area,Entrance Foyer,Eat-in Kitchen,Kitchen/Dining Combo,Main Level Primary,Pantry,Split Bedrooms,Separate Shower,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,472
  • Total interior livable area: 1,926 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 15 X 15

Living Room

  • Level: Main
  • Area: 360
  • Dimensions: 20 X 18

Master Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 341668000490001
  • Zoning: Planned Un
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Covered,Patio
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Preserve
  • Waterfront features: None

Lot

  • Lot size: 6,011 sqft
  • Features: < 1/4 Acre
  • Lot size dimensions: 52 x 110

Parking

  • Total spaces: 4
  • Parking features: Attached,Boat,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$347$4,164
Property Taxes $296$3,552
Electricity $197$2,366
Total$2,736$32,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,805/yr
40% on housing$82,080/yr
45% on housing$72,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 34983$218
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34983$219
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Price change$375,000
2026-03-10Price change$373,000
2026-01-29Price change$376,500
2025-12-30Price change$380,000
2025-12-16Price change$385,000
2025-12-05Price change$390,000
2025-11-21Price change$395,000
2025-11-07Listed for sale$399,900
2025-10-14Listing removed$399,900
2025-10-12Price change$399,900
2025-10-08Price change$408,900
2025-09-03Price change$409,900
2025-08-08Listed for sale$419,900
2025-07-29Listing removed$439,000
2025-07-21Price change$439,000
2025-07-04Listed for sale$449,000
2024-10-14Sold$435,000
2024-09-16Pending sale$449,000
2024-07-12Listed for sale$449,000
2024-06-29Listing removed$429,000
2024-04-12Listed for sale$429,000
2016-04-19Sold$106,000
2008-07-17Sold$1,159,000

For Sale by Agent

AgentMark Naumovitz
BrokerageKeller Williams Realty of PSL

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