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7965 Twin Lake Dr, Milton, FL, 32583

4beds
3baths
2,630sqft
$341,900
$130price/sqft
$2,647/moest. monthly cost
$105,880/yrincome needed

About This Home

BUILD YOUR DREAM // TRUE SEMI-CUSTOM OPPORTUNITY // Featuring the “Alligator” Plan. Why settle for a spec home when you can design your own? This to-be-built 4 bed, 3 bath, 2,630 sq ft home on a 0.53-acre lot gives you the rare ability to work directly with the builder and select both interior AND exterior finishes—from layout touches to colors, materials, and design details. Inside, enjoy open-concept living with trey ceilings, abundant natural light, and a thoughtfully designed layout. The gourmet kitchen will feature custom maple cabinetry, granite or quartz countertops, stainless steel appliances, and a large island perfect for entertaining. The primary suite offers a private retreat with a spa-like bath, double vanities, walk-in shower, and spacious closet. Secondary bedrooms provide flexibility for guests, office space, or growing families. Step outside to a covered back patio and enjoy the space and privacy of your half-acre homesite. Built with signature craftsmanship and energy-efficient features, this is your chance to create a home that truly reflects your style—inside and out. To-be-built. Pricing reflects base plan on standard lot. Renderings and selections shown are for illustration purposes only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Milton High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Water Heater

Bedroom

  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 165

Features

  • High Ceilings
  • Door features: Insulated Doors
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,630
  • Total interior livable area: 2,630 sqft

Master Bedroom

  • Level: First
  • Area: 304

Property

Details

  • Parcel number: 181n27553000a000220
  • Zoning description: Mixed Residential Subdiv

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake, Water

Lot

  • Lot size: 0.53 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,728$20,736
Home Insurance *$318$3,816
Property Taxes $337$4,044
Electricity $264$3,176
Total$2,647$31,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,754/yr
40% on housing$79,410/yr
45% on housing$70,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 32583$162
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32583$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$541,900
2012-12-26Sold$26,000
1992-07-01Sold$26,000

New Construction

AgentJon Shell
BrokerageLevin Rinke Realty

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