3522 Quail Ridge Dr, Chipley, FL, 32428
About This Home
WELCOME HOME!! Looking for peaceful country living with the security and amenities of a gated community? This stunning Craftsman-style home, situated on nearly 3 private acres, offers the perfect blend of comfort, privacy, and convenience. Enjoy community amenities including beautiful lakes for fishing and swimming, a basketball court, tennis court, pavilion, grilling area, boat launch, and a playground all surrounded by natural landscapes, perfect for quality time with your favorite people. Pride of ownership shines throughout this meticulously maintained home, lovingly cared for by its original owners. As you arrive, you'll be welcomed by a freshly landscaped circular driveway that creates an inviting first impression. Step inside to discover a spacious split-floor plan with an open-concept design, offering the perfect balance of privacy and gathering space. The owner's suite is a true retreat featuring a luxurious ensuite bathroom with a soaking tub, separate shower, dual vanities with granite countertops, ample storage, and a large walk-in closet. A versatile front bedroom currently serves as an office/playroom, while two additional spacious bedrooms and a conveniently located full bath provide plenty of room for family and guests. The heart of the home is the beautifully appointed kitchen, complete with custom cabinetry, granite countertops, and abundant workspace--ideal for the home chef or creating memorable family meals. Start your mornings with coffee or unwind in the evenings with a glass of wine on the covered back porch overlooking mature oak trees and the natural beauty of your private backyard sanctuary. 🌿 Privacy, beauty, and community amenities all in one exceptional property!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: HardiPlank Type,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 0 x 0
Features
- Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s)
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,825
- Total interior livable area: 1,825 sqft
Master Bathroom
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Other
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 000000000041410104
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Pool features: Community
- Patio & porch: Covered,Patio
- Exterior features: Rain Gutters
- Fencing: Partial
Lot
- Lot size: 2.71 Acres
- Features: Paved
- Lot size dimensions: irregular
Parking
- Total spaces: 2
- Parking features: Circular Driveway,Gated
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $322 | $3,864 |
| Property Taxes | $408 | $4,896 |
| Electricity | $197 | $2,366 |
| Total | $3,252 | $39,024 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $454,900 |
| 2026-07-13 | Price change | $459,900 |
| 2026-06-20 | Listed for sale | $470,000 |
| 2019-02-15 | Sold | $21,000 |
View on Zillow