4995 Porter Pond Rd, Chipley, FL, 32428
About This Home
Welcome to your own slice of paradise on beautiful Porter Pond in Washington County, Florida. The studio/efficiency apartment is nestled on more than 2 peaceful acres. This waterfront property offers lake views and the tranquility you've been searching for. Wake up each morning to the beauty of the water, enjoy coffee while watching the sunrise, and unwind each evening surrounded by nature. Whether you're looking for a full-time residence or a weekend getaway, this property provides the perfect setting for peaceful living. With plenty of room to spread out, you'll enjoy privacy, serenity, and endless opportunities for outdoor recreation. Fish, kayak, boat, or simply relax and take in the natural beauty that surrounds you. The 64 x 35 barn is a great area for storage. This property is conveniently located while still feeling worlds away. This is Florida living at its best. Don't miss your opportunity to own this waterfront retreat!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Ductless
Features
- Upper Level Primary
Interior Area
- Total structure area: 1,234
- Total interior livable area: 1,234 sqft
Living Room
- Level: First
- Dimensions: 23 x 23
Master Bedroom
- Level: Second
- Dimensions: 24 x 11.5
Property
Details
- Parcel number: 000000000003520219
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Other
Lot
- Lot size: 2.39 Acres
- Lot size dimensions: Irregular
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,198 | $14,376 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $268 | $3,216 |
| Electricity | $197 | $2,366 |
| Total | $1,829 | $21,948 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $236,928 |
| 2022-03-02 | Sold | $240,000 |
| 2022-01-05 | Pending sale | $254,900 |
| 2022-01-01 | Listing removed | -- |
| 2021-12-08 | Listed for sale | $254,900 |
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