See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

561 E Cheltenham Ave, Philadelphia, PA, 19120

4beds
2baths
1,104sqft
$239,900
$217price/sqft
$1,827/moest. monthly cost
$73,080/yrincome needed

About This Home

✨ Bonus Opportunity: This property qualifies for up to 30,,000 in down payment assistance and closing cost. you can get this home with less than $2500 out of pocket. 🔥 Great Opportunity 🔥 This beautifully well maintained large 3-bedrooms, 2-bath gem is packed with upgrades! Step inside to discover a stylish, kitchen and sleek new flooring throughout — a modern touch that makes this home truly move-in ready. This home also features a private efficiency in Law suite with its own entrance, perfect for rental income or large family! Located just minutes from shopping, schools, and major transportation routes, this property is a commuter’s dream and a landlord’s jackpot. Whether you're a first-time Home Buyer looking for a smart start or an investor hunting for high return, this one checks every box. Solid condition and income potential...Don’t miss out — opportunities like this don’t last long! Schedule a showing today.

Getting Around

77
WalkingVery Walkable
55
TransitGood Transit
66
BikeBikeable

Schools

4/10
Franklin Benjamin SchoolGrades K-80.2 mi
3/10
Fels Samuel High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1925

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: AirLite
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Dry Wall
  • Door features: ENERGY STAR Qualified Doors
  • Flooring: Engineered Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,104

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Other

  • Level: Lower

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 352007800
  • Zoning: RSA5
  • Special condition: Standard
  • Exclusions: Alarm System

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,088 sqft
  • Features: Other
  • Lot size dimensions: 16.00 x 68.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$149$1,788
Property Taxes $241$2,892
Electricity $224$2,692
Total$1,827$21,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,640/yr
40% on housing$54,810/yr
45% on housing$48,720/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 19120$106
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19120$117
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$250,000
2026-03-01Price change$255,000
2026-01-21Listed for sale$275,000
2025-12-31Listing removed$299,900
2025-09-22Price change$299,900
2025-08-02Listed for sale$315,000
1998-11-30Sold$49,900
1995-05-25Sold$53,000

For Sale by Agent

AgentJean Coriolan
BrokerageKeller Williams Real Estate -Exton

Similar Homes