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6462 NW Colgate Street, Port Saint Lucie, FL, 34986

4beds
3baths
2,330sqft
$650,000
$279price/sqft
$5,122/moest. monthly cost
$204,880/yrincome needed

About This Home

Welcome to this Beautiful 4 Bedroom, 3 Bath POOL Home in the Torino area of Port St Lucie, with no HOA! Offering 10 ft Coffered and Tray ceilings, Granite Counter Tops, Ceramic Wood look Tile floors, and Plantation Shutters throughout. Kitchen has Stainless Steel Appliances, Pantry, Tile Backsplash, Wet Bar, and abundant counter space. Walk outside to the covered patio, leading to the private serene Swimming Pool with a Hot Tub, Waterfall, and shallow sunbathing area, surrounded by a spacious patio of brick pavers. Close to St Lucie West shopping , schools , parks, and restaurants.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Parkway Elementary SchoolGrades PK-51.4 mi
4/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave,Oven,Refrigerator,Water Heater,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Room,Laundry Tub,Sink

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Wet Bar,Breakfast Bar,Bathtub,Dual Sinks,Garden Tub/Roman Tub,Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Split Bedrooms,Soaking Tub,Separate Shower,Vaulted Ceiling(s),Bar,Walk-In Closet(s)
  • Window features: Plantation Shutters
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,119
  • Total interior livable area: 2,330 sqft

Kitchen

  • Level: First
  • Area: 266
  • Dimensions: 19 X 14

Living Room

  • Level: First
  • Area: 272
  • Dimensions: 17 X 16

Master Bedroom

  • Level: First
  • Area: 400
  • Dimensions: 20 X 20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 342072005070004
  • Zoning: RS-2 PSL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Pool/Spa Combo,Waterfall
  • Patio & porch: Patio
  • Exterior features: Outdoor Living Area
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Fencing: Back Yard,Fenced,Privacy,Vinyl

Lot

  • Lot size: 10,000 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 7
  • Parking features: Attached,Circular Driveway,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$500$6,000
Property Taxes $1,102$13,224
Electricity $234$2,813
Total$5,122$61,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,611/yr
40% on housing$153,660/yr
45% on housing$136,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 34986$191
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34986$199
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$625,000
2026-07-16Price change$650,000
2026-06-30Listed for sale$660,000
2024-04-27Listing removed--
2021-04-26Sold$527,000
2021-03-29Listing removed--
2021-03-06Contingent$499,900
2021-03-05Listed for sale$499,900
2021-03-04Contingent$499,900
2021-03-04Pending sale$499,900
2021-03-02Listed for sale$499,900
2018-08-15Sold$310,000
2018-06-16Price change$311,111
2018-06-11Price change$316,000
2018-04-03Price change$329,000
2018-03-27Listed for sale$349,000
2017-10-04Sold$305,000
2016-12-19Sold$32,000
2016-12-05Pending sale$36,900
2016-11-19Price change$36,900
2016-11-08Listed for sale$39,000
2015-04-21Sold$18,000

For Sale by Agent

AgentBenito M. Permuy
BrokerageSouthern Key Realty

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