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4205 Essex Terrace Cir, Pace, FL, 32571

4beds
3baths
2,848sqft
$520,000
$183price/sqft
$3,722/moest. monthly cost
$148,880/yrincome needed

About This Home

**Buyer Credit Available - Call for Details** Beautiful all-brick home located in the gated Habersham subdivision of Pace offering a thoughtfully designed floor plan, elegant architectural details, and over-the-top curb appeal. The popular Mallory floor plan welcomes you with a grand foyer flanked by a formal dining room and private study, creating flexible spaces for entertaining, working from home, or everyday living. Throughout the home you'll find soaring ceilings, extensive crown molding, arched openings, custom plantation shutters, and multiple tray ceilings that add character and sophistication. The spacious great room serves as the heart of the home, featuring a wood burning fireplace and seamless flow into the gourmet kitchen and breakfast nook. The kitchen offers granite countertops, abundant cabinetry, stainless appliances, a breakfast bar, and generous workspace for cooking and gathering. The private primary suite is tucked away off the great room and features a tray ceiling, oversized bedroom, dual walk-in closets, dual vanities, garden tub, separate tiled shower, water closet, and plenty of storage. Two secondary bedrooms share a Jack-and-Jill bathroom with double vanity, while the fourth bedroom enjoys convenient access to its own private bath, making it ideal for guests or multi-generational living. Enjoy outdoor living year-round on the large covered back patio overlooking the fenced backyard. Additional features include a side-entry garage, extended driveway for extra parking, mature landscaping, and a desirable gated community location convenient to shopping, dining, schools, and everyday amenities. This well-maintained home combines space, functionality, and timeless design in one of Pace's most sought-after neighborhoods.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
6/10
Pace High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 135

Bedroom1

  • Level: First
  • Area: 137

Bedroom2

  • Level: First
  • Area: 136

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 194.5278

Features

  • Baseboards,Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,High Ceilings,High Speed Internet
  • Window features: Double Pane Windows,Blinds
  • Flooring: Hardwood,Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,848
  • Total interior livable area: 2,848 sqft

Kitchen

  • Level: First
  • Area: 176.375

Living Room

  • Level: First
  • Area: 421.875

Master Bedroom

  • Level: First
  • Area: 360

Office

  • Level: First
  • Area: 176.5139

Property

Details

  • Parcel number: 272n29160000a000030
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 0.37 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 88X157

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Oversized,Side Entrance
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$402$4,824
Property Taxes $405$4,860
Electricity $286$3,439
Total$3,722$44,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,611/yr
40% on housing$111,660/yr
45% on housing$99,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 32571$166
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32571$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$520,000
2026-06-19Listed for sale$548,000
2015-08-25Sold$258,000
2015-07-21Listed for sale$269,900

For Sale by Agent

AgentJason Mcguire
BrokerageREMAX Select Partners

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