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1040 SW Canary Terrace, Port Saint Lucie, FL, 34953

4beds
2baths
1,827sqft
$415,000
$227price/sqft
$3,239/moest. monthly cost
$129,560/yrincome needed

About This Home

Experience the perfect blend of style and functionality in this newer 4-bedroom, 2-bath home with a 2-car garage and sought-after split floor plan. Designed for modern living, the open-concept layout showcases a spacious kitchen featuring a large island bar, walk-in pantry, and recessed lighting that flows seamlessly into the dining and living areas. Beautiful ceramic tile runs throughout the main spaces, with comfortable carpet in the bedrooms. The oversized primary suite offers a true retreat with a generous walk-in closet. Step outside to your screened-in lanai and enjoy a fully fenced backyard with privacy fencing ideal for relaxing or entertaining. This home truly stands out! Photos may include virtual staging for illustrative purposes only. Actually Furnishings & conditions may vary. Energy-efficient home with Energy Star-compliant features. Systems are currently not active, and the seller's existing service agreement is non-transferable. Buyer may elect to activate services independently to restore full Energy Star functionality.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
5/10
Northport K-8 SchoolGrades PK-83.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • Dual Sinks,Kitchen Island,Kitchen/Dining Combo,Pantry,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,335
  • Total interior livable area: 1,827 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 342053504390008
  • Zoning: RS-2 PSL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Foyer
  • Fencing: Back Yard,Fenced,Privacy

Lot

  • Lot size: 10,454 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$295$3,540
Property Taxes $649$7,788
Electricity $197$2,366
Total$3,239$38,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,051/yr
40% on housing$97,170/yr
45% on housing$86,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 34953$214
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34953$230
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$439,800
2026-04-11Listed for sale$444,800
2022-12-05Sold$411,540
2022-06-20Pending sale$411,540
2022-05-25Listed for sale$416,540
2022-01-10Sold$87,000

For Sale by Agent

AgentRenee Box
BrokerageAll Properties Realty Group

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