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2970 Woodymarion Dr, Chipley, FL, 32428

3beds
2baths
2,072sqft
$599,000
$289price/sqft
$4,158/moest. monthly cost
$166,320/yrincome needed

About This Home

Welcome to your own private waterfront retreat on beautiful Spring Pond. Situated on a 4.71-acre waterfront parcel with approximately 215 feet of freshwater frontage, this exceptional custom-built home offers a rare combination of privacy, luxury, and outdoor recreation. Approximately 2.5 to 3 acres are high and dry, providing ample room for the home, beautifully landscaped grounds, and outdoor living, while the remaining acreage extends into the pristine waters of Spring Pond, enhancing both the property's privacy and waterfront appeal. Built in 2016 and featuring a brand-new roof installed in 2026, the true showpiece is the expansive private white sand beach spanning nearly two-thirds of an acre, creating a setting that feels more like a secluded resort than a private residence. From the moment you enter, soaring 16-foot ceilings create an impressive first impression, while wood-look tile flooring extends throughout the home, blending timeless style with everyday durability. The spacious living room is highlighted by custom built-in bookcases that convey with the sale, and oversized windows capture breathtaking views of the backyard and waterfront beyond. The open-concept kitchen is designed for gathering, featuring a massive, oversized granite island, custom cabinetry, abundant workspace, and seamless flow into the living and dining areas. The primary suite offers a peaceful retreat with generous space, a custom headboard that conveys with the home, and a luxurious ensuite bath complete with a soaking tub, double vanity, and oversized tiled walk-in shower with a built-in bench. It also offers private access to the home's spacious screened-in porch. One of the home's most impressive features is the 59-foot by 10-foot screened porch, where you'll enjoy panoramic views of the property and water. Whether you're enjoying your morning coffee, entertaining friends, or simply relaxing at sunset, the scenery provides a sense of peace that's difficult to find. Every detail throughout the home has been thoughtfully designed to create both comfort and functionality. The backyard is truly something special. Mature landscaping, lush vegetation, apple trees, blueberry bushes, and seasonal blackberry patches create a private sanctuary where nature surrounds you. The crystal-clear waters of Spring Pond invite endless outdoor recreation, including kayaking, paddleboarding, swimming, boating, jet skiing, and fishing for largemouth bass, bluegill, bream, and other freshwater species. With approximately 215 feet of shoreline and your own massive white sand beach, every day feels like a vacation without ever leaving home. Additional features include a spacious two-car garage, a private well supplying an eight-zone irrigation system, and no HOA restrictions. You'll enjoy exceptional privacy while still being conveniently located just 20 minutes from Lynn Haven, providing easy access to shopping, dining, schools, and everyday conveniences. As you make your way home, you'll pass the Greenhead Fire Department, a nearby amenity that contributes to more favorable homeowner's insurance rates, followed by scenic horse pastures that set the tone for the peaceful surroundings ahead. Tucked away on the shores of Spring Pond, this exceptional property offers a rare combination of privacy, natural beauty, and waterfront living. Whether you're spending your days relaxing on your private white sand beach, fishing from your backyard, or simply taking in the tranquil views, this is a place where life moves at a slower pace. If you've been dreaming of a home where modern comfort meets the serenity of nature, this one-of-a-kind waterfront retreat is ready to welcome you home. This is more than a waterfront home; it's your own private freshwater paradise.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
Vernon Elementary SchoolGrades PK-511.3 mi
5/10
Vernon Middle SchoolGrades 6-810.3 mi
3/10
Vernon High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 13.7 x 12.1

Bedroom

  • Level: First
  • Dimensions: 12.1 x 10.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 15.1 x 9.5

Features

  • Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s),Entrance Foyer

Foyer

  • Level: First
  • Dimensions: 5.7 x 7.3

Garage

  • Level: First
  • Dimensions: 23.1 x 22.8

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,072
  • Total interior livable area: 2,072 sqft

Kitchen

  • Level: First
  • Dimensions: 18.8 x 13.2

Living Room

  • Level: First
  • Dimensions: 21.2 x 15.4

Master Bathroom

  • Level: First
  • Dimensions: 13.3 x 12.7

Master Bedroom

  • Level: First
  • Dimensions: 18.7 x 19.3

Other

  • Level: First
  • Dimensions: 12.3 x 5.7

Patio

  • Level: First
  • Dimensions: 66.4 x 9.2

Porch

  • Level: First
  • Dimensions: 21.6 x 4.1

Screened Porch

  • Level: First
  • Dimensions: 58.8 x 9.7

Property

Details

  • Parcel number: 000000000031360035
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch,Screened
  • Exterior features: Porch
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Shoreline - Sand
  • Frontage length: 215

Lot

  • Lot size: 4.71 Acres
  • Features: Sprinkler System
  • Lot size dimensions: 279.2 x 1529 x 1447

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Washington County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$420$5,040
Property Taxes $502$6,024
Electricity $208$2,502
Total$4,158$49,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,560/yr
40% on housing$124,740/yr
45% on housing$110,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 32428$151
Washington County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 32428
Washington County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$599,000
2015-09-21Sold$21,600
2001-09-28Sold$17,000

For Sale by Agent

AgentKaci A Hawes
BrokerageERA Neubauer Real Estate, Inc

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