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4215 SW Elba Street, Port Saint Lucie, FL, 34953

4beds
2baths
1,925sqft
$409,900
$213price/sqft
$3,212/moest. monthly cost
$128,480/yrincome needed

About This Home

Welcome to 4215 SW Elba Street in Port St. Lucie's highly desirable Becker area, a beautifully maintained 4-bedroom, 2-bath CBS home offering the perfect blend of newer construction, modern upgrades, and an unbeatable location. Built in 2019 and situated on an oversized 0.24-acre lot, this move-in-ready home offers all the benefits of newer construction without the wait. Featuring full hurricane protection, and solid CBS construction, this home delivers peace of mind for years to come. Inside, you'll find a bright and functional split floor plan designed for comfortable everyday living. Stylish custom touches include gorgeous board and batten accent walls in the spacious primary suite and guest bathroom, adding warmth and character throughout. The oversized backyard offers plenty of room for a custom pool, outdoor kitchen, firepit, or backyard oasis, making it ideal for entertaining and enjoying the Florida lifestyle. Perfectly located just minutes from Becker Road, I-95, Florida's Turnpike, Tradition, shopping, dining, top-rated schools, and commuter routes, this home provides quick access to everything Port St. Lucie has to offer while tucked away in a quiet residential neighborhood. Why wait to build? This newer Port St. Lucie home is move-in ready and waiting for its next owners.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
7/10
Southport Middle SchoolGrades 6-84.5 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder name: Holiday Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Oven,Refrigerator,Water Heater,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Dual Sinks,Living/Dining Room,Pantry
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,529
  • Total interior livable area: 1,925 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 342067503230003
  • Zoning: RS-2 PSL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,454 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 6
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$291$3,492
Property Taxes $652$7,824
Electricity $197$2,366
Total$3,212$38,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,125/yr
40% on housing$96,360/yr
45% on housing$85,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 34953$214
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34953$230
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$409,900
2022-05-27Sold$380,000
2019-05-29Sold$252,700
2019-02-27Listing removed$262,305
2018-06-30Listed for sale$262,305
2017-09-01Sold$18,500
1997-03-17Sold$19,700

For Sale by Agent

AgentJennifer Anne Vanbuskirk
BrokerageRE/MAX Gold

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