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2100 Cross St, Philadelphia, PA, 19146

3beds
3baths
2,700sqft
$453,000
$168price/sqft
$3,106/moest. monthly cost
$124,240/yrincome needed

About This Home

Welcome to 2100 Cross Street — a modern corner property built in 2018, offering a spacious and stylish lifestyle in the heart of booming Point Breeze. This 3-bedroom, 2.5-bathroom home spans three levels and boasts contemporary finishes, an open-concept layout, and an abundance of natural light. The main floor features a large living and dining space with sleek flooring and recessed lighting, flowing seamlessly into a well-appointed kitchen with quartz countertops, stainless steel appliances, and custom cabinetry — perfect for entertaining or quiet nights in. Upstairs, you’ll find three generously sized bedrooms, including a luxurious primary suite with a walk-in closet and en-suite bath. The third-floor landing opens to a private walk-out balcony showcasing stunning Center City skyline views — ideal for morning coffee or evening relaxation. Additional highlights include central air and heat, in-unit laundry, ample storage space, and a full basement for added flexibility. Located just minutes from restaurants, shops, public transit, and all that Center City has to offer, this home is a must-see for anyone looking for modern city living with a neighborhood feel.

Getting Around

81
WalkingVery Walkable
69
TransitGood Transit
82
BikeVery Bikeable

Schools

4/10
3/10
South Philadelphia High SchoolGrades PK,9-120.9 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Level: Main

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 600
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 363057800
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 728 sqft
  • Lot size dimensions: 14.00 x 52.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,290$27,480
Home Insurance *$104$1,248
Property Taxes $416$4,992
Electricity $296$3,554
Total$3,106$37,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,491/yr
40% on housing$93,180/yr
45% on housing$82,826/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 19146$234
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19146$488
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$465,000
2026-02-11Listing removed$458,000
2025-12-18Listed for sale$458,000
2025-11-29Listing removed$458,000
2025-11-11Price change$458,000
2025-09-18Price change$459,900
2025-07-28Listed for sale$469,900
2025-05-31Listing removed$519,000
2025-04-10Listed for sale$519,000
2025-04-01Listing removed$529,000
2024-12-28Price change$529,000
2024-10-18Price change$539,000
2024-09-19Listed for sale$549,000
2023-06-15Listing removed$599,000
2022-12-19Listed for sale$599,000
2022-10-12Listing removed--
2022-09-01Listed for rent$2,300
2019-02-06Listing removed$1,800
2019-01-06Price change$1,800
2018-11-07Listed for rent$1,975
2018-01-02Sold$350,000
2017-10-14Listing removed$1,900
2017-09-20Price change$1,900
2017-08-17Listed for rent$2,200
2016-04-04Listing removed$95,000
2016-01-05Listed for sale$95,000
2015-10-20Sold$85,000

For Sale by Agent

AgentJoshua Pireda
BrokerageGiraldo Real Estate Group

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