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18 Depot St, Belchertown, MA, 01007

1beds
3baths
5,064sqft
$325,000
$64price/sqft
$3,141/moest. monthly cost
$125,640/yrincome needed

About This Home

Builder/Business owner!!! Motivated Sellers! Transform this unique building, once a grand church, into something special. Apartment in basement being Air BNB'd currently. Great for possible mutli units with the right permiting. Run a business or rehab into a faboulous home. Giant loft/balcony overlooks the entire interior. The possibilities will keep you thinking and wanting more. Cash or Rehab loan only. Apartment has an open floor plan. Central Air. Four, tucked away bunk beds in hallway for additional sleeping quarters. Fantasic, flat yard for kids. Make this once specical place your home now!!!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

--
Cold Spring SchoolGrades PK-K4.9 mi
6/10
Jabish Middle SchoolGrades 7-84.6 mi
7/10
Belchertown High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1915

Materials

  • Foundation: Stone,Brick/Mortar,Granite
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Bathroom - Full,Flooring - Stone/Ceramic Tile,In Basement

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Interior Entry,Dirt Floor,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen, Dryer Hookup - Electric, Washer Hookup
  • Level: Basement

Bathroom2

  • Features: Bathroom - Half
  • Level: First

Bathroom3

  • Features: Bathroom - Half
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Bathroom - Full,Dining Area,Cable Hookup,High Speed Internet Hookup,Open Floorplan,Accessory Apt.
  • Door features: Insulated Doors,French Doors
  • Flooring: Wood,Tile,Concrete,Hardwood
  • Finished area below ground: 800
  • Finished area above ground: 4,264

Heating & Cooling

  • Heating features: Electric Baseboard,Steam,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,064
  • Total interior livable area: 5,064 sqft

Kitchen

  • Features: Countertops - Stone/Granite/Solid, Countertops - Upgraded, Open Floorplan, Remodeled
  • Level: Basement

Living Room

  • Features: Open Floorplan, Remodeled, Closet - Double
  • Level: Basement

Master Bedroom

  • Features: Cable Hookup, High Speed Internet Hookup, Remodeled
  • Level: Basement

Property

Details

  • Parcel number: 3858255
  • Zoning: Res/Mix

Features

  • Patio & porch: Patio
  • Exterior features: Patio
  • Has view: Yes
  • View description: City View(s),Scenic View(s)

Lot

  • Lot size: 1 Acres
  • Features: Level

Parking

  • Total spaces: 10
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$105$1,260
Property Taxes $395$4,740
Electricity $998$11,983
Total$3,141$37,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,691/yr
40% on housing$94,230/yr
45% on housing$83,760/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 01007$285
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01007$245
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$325,000
2018-04-10Listing removed$150,000
2017-10-09Listed for sale$150,000
2014-12-12Sold$65,000
2014-07-25Price change$75,000
2014-06-12Price change$89,900
2014-06-05Listed for sale$99,900
2013-07-05Listing removed$99,900
2013-02-02Price change$99,900
2012-08-29Price change$110,000
2012-07-06Listed for sale$120,000

For Sale by Agent

AgentJames F. Potter
BrokerageWilliam Raveis R.E. & Home Services

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