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41245 Belvidere St, Harrison Township, MI, 48045

3beds
6baths
4,850sqft
$899,000
$185price/sqft
$6,353/moest. monthly cost
$254,120/yrincome needed

About This Home

Experience exceptional waterfront living in the prestigious Belvidere Subdivision, ideally positioned along one of Lake St. Clair’s most sought-after canals. Built in 2018, this custom-designed residence offers over 3,750 sq ft of refined living space with 3 bedrooms, 3 full baths, and 3 half baths—thoughtfully designed for both everyday comfort and elegant entertaining. The gourmet kitchen serves as the heart of the home, featuring quartz waterfall countertops, a large peninsula with bar seating, premium appliances, a spacious walk-in pantry, and a sleek wet bar with beverage cooler. The open-concept layout is filled with natural light, while the expansive second-floor bonus room with wet bar and bath creates the perfect space to host. The luxurious primary suite features a private balcony overlooking the canal, a spa-inspired bath with multi-head shower system, and a fully customized walk-in wardrobe. A spacious secondary suite also offers a large walk-in closet and upscale finishes. Outdoors, enjoy manicured landscaping and quick boating access to open water. The boat well includes a covered 15,000 lb lift plus an additional 8,000 lb platform lift. The oversized 3+ car garage includes a rear golf cart door, while the rare drive-in lower-level garage—perfect for vehicles, jet skis, or recreational toys—adds a unique “bat cave” feature for enthusiasts. Recent 2023 updates include hardwood flooring on the main level, new carpeting upstairs, fresh paint, updated lighting, and a new boathouse roof. An entertainer’s dream offering luxury waterfront living at its finest.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
8/10
L'Anse Creuse High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Convection Oven,Dishwasher,Disposal,Double Oven,Dryer,Free Standing Refrigerator,Gas Cooktop,Ice Maker,Microwave,Self Cleaning Oven,Stainless Steel Appliances,Washer,Wine Cooler
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Second
  • Area: 221
  • Dimensions: 17 X 13

Bedroom

  • Level: Second
  • Area: 192
  • Dimensions: 16 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 6
  • Full bathrooms: 3
  • 1/2 bathrooms: 3

Dining Room

  • Level: Entry
  • Area: 289
  • Dimensions: 17 X 17

Features

  • Finished area below ground: 1,100
  • Finished area above ground: 3,750

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 4,850 sqft

Kitchen

  • Level: Entry
  • Area: 289
  • Dimensions: 17 X 17

Laundry

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Living Room

  • Level: Entry
  • Area: 308
  • Dimensions: 22 X 14

Other

  • Level: Second
  • Area: 64
  • Dimensions: 8 X 8

Other

  • Level: Entry
  • Area: 54
  • Dimensions: 9 X 6

Other

  • Level: Entry
  • Area: 40
  • Dimensions: 8 X 5

Other

  • Level: Entry
  • Area: 42
  • Dimensions: 7 X 6

Other

  • Level: Second
  • Area: 40
  • Dimensions: 8 X 5

Primary Bathroom

  • Level: Second
  • Area: 120
  • Dimensions: 12 X 10

Primary Bedroom

  • Level: Second
  • Area: 336
  • Dimensions: 21 X 16

Property

Details

  • Parcel number: 1215153010
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Canal Access,Canal Front,Direct Water Frontage,Lake Privileges,Seawall,Waterfront
  • Waterbody name: Lake St. Clair

Lot

  • Lot size: 7,405 sqft
  • Features: Water View,Sprinklers
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached,Basement,Direct Access,Electricityin Garage,Heated Garage,Garage Door Opener,Tandem
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$358$4,296
Property Taxes $921$11,052
Electricity $529$6,348
Total$6,353$76,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,817/yr
40% on housing$190,590/yr
45% on housing$169,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$206
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$950,000
2026-04-02Pending sale$950,000
2026-03-15Listed for sale$950,000
2025-11-11Listing removed$914,900
2025-10-17Price change$914,900
2025-09-17Listed for sale$924,900
2025-09-08Listing removed$924,950
2025-09-02Price change$924,950
2025-08-08Listed for sale$999,950
2023-11-30Listing removed--
2022-03-26Listing removed$895,000
2021-11-29Sold$820,000
2021-10-24Pending sale$895,000
2021-09-26Listed for sale$895,000
2020-12-18Sold$679,900
2020-10-02Sold$679,900
2020-07-26Pending sale$679,900
2020-05-30Price change$679,900
2020-05-14Price change$699,999
2020-02-17Price change$734,900
2020-02-03Price change$724,900
2019-12-31Listed for sale$765,000
2015-06-16Sold$65,960
2012-09-11Sold$47,500
2000-10-11Sold$30,000

For Sale by Agent

AgentSteven Shafer
Brokerage@properties Christie's Int'l R.E. Birmingham

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