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14 Loris Ln, Saint Charles, MO, 63303

3beds
3baths
1,809sqft
$269,900
$149price/sqft
$1,901/moest. monthly cost
$76,040/yrincome needed

About This Home

Showings begin Friday, 5/15 at 9am! Updated 3-bedroom, 2.5-bath townhome with 2-car garage in the desirable Autumn Forest community. Over 1,800 sq ft of living space with an open floor plan, 9-foot ceilings, and gas fireplace in the great room. Oversized primary suite features two walk-in closets and private bath. Upper-level laundry for added convenience. Kitchen includes stainless steel appliances. Full unfinished basement offers ample storage and rough-in for future finish. Cul-de-sac lot backing to trees with convenient access to Hwy 364 and Hwy 94. Buyer to verify schools, square footage, and all MLS information.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
9/10
Barnwell Middle SchoolGrades 6-80.9 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: 2nd Floor

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 702
  • Finished area above ground: 1,809

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,809
  • Total interior livable area: 1,809 sqft

Property

Details

  • Parcel number: 30015A381000006.0000000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 1,171 sqft
  • Features: Cul-De-Sac,Some Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$158$1,896
Property Taxes $238$2,856
Electricity $141$1,693
Total$1,901$22,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,177/yr
40% on housing$57,030/yr
45% on housing$50,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$194
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$265,000
2026-06-24Price change$269,900
2026-05-28Price change$279,900
2026-05-15Listed for sale$289,900
2021-08-11Sold--
2018-10-30Sold--
2018-10-21Pending sale$192,900
2018-09-19Price change$192,900
2018-08-20Price change$194,500
2018-07-29Listed for sale$199,900
2016-11-01Listing removed$168,000
2016-08-25Pending sale$168,000
2016-08-18Listed for sale$168,000
2011-07-08Sold--
2011-05-26Listed for sale$158,000

For Sale by Agent

AgentAndrew R Jolley
BrokerageAvenue Real Estate Group

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