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1515 S 21st St, Philadelphia, PA, 19146

2beds
3baths
1,136sqft
$325,000
$286price/sqft
$2,232/moest. monthly cost
$89,280/yrincome needed

About This Home

Welcome to this stylish and smartly designed Point Breeze townhome, where thoughtful updates and an open, airy layout make everyday living feel effortless. Step inside to a bright, flowing first floor that sets this home apart from the competition. The generous living and dining areas transition seamlessly — perfect for entertaining or simply unwinding — and a built-in window bench with an integrated drinks cooler adds a fun, custom touch you won't find elsewhere. A powder room on the first floor is a convenience that buyers will immediately appreciate. The kitchen features white cabinetry, quartz countertops, and rich laminate flooring that carries throughout, all anchored by custom metal railings on the staircase. Upstairs, two large bedrooms each enjoy their own private ensuite bath — a true luxury at this price point. The front bedroom is a standout with a shiplap accent wall and mounted reading lights, creating a stylish retreat. The rear bedroom is equally spacious with its own ensuite. The full unfinished basement offers excellent storage and houses the washer and dryer. Out back, a private yard with room for a grill, dining table, and a container garden if you choose, makes outdoor living easy and enjoyable. At just over 1,100 sq ft, this 2018 renovation checks every box — hardwood-like floors, beautiful tile, quartz counters, and contemporary finishes throughout — with approximately 2 years remaining on the tax abatement making it as financially savvy as it is move-in ready. Located in the heart of rapidly appreciating Point Breeze, just blocks from the American Sardine Bar, Two Eagles Cafe, Hannah K Cafe, Aldi, CVS, and the buzzing Washington Ave corridor. East Passyunk and Center City are minutes away. Street parking is readily available. This home qualifies for a CRA loan with no income limit or 1st buyer requirement - $5,000 Buyer credit, 100% conventional financing, 30 year 6.5% rate with 0 points & no PMI!

Getting Around

81
WalkingVery Walkable
69
TransitGood Transit
82
BikeVery Bikeable

Schools

3/10
3/10
South Philadelphia High SchoolGrades PK,9-120.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1920

Materials

  • Foundation: Stone
  • Construction materials: Masonry

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru,Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dryer,Dishwasher,Disposal,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Combination Dining/Living
  • Flooring: Tile/Brick
  • Finished area below ground: 0
  • Finished area above ground: 1,136

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,136
  • Total interior livable area: 1,136 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 363264600
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 840 sqft
  • Lot size dimensions: 14 x 60

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$74$888
Property Taxes $291$3,492
Electricity $224$2,692
Total$2,232$26,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,525/yr
40% on housing$66,960/yr
45% on housing$59,520/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 19146$234
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19146$488
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$315,000
2026-06-05Listed for sale$325,000
2018-06-20Sold$257,000
2018-05-30Pending sale$264,000
2018-02-08Price change$264,000
2017-11-07Price change$269,000
2017-10-12Price change$279,000
2017-08-15Listed for sale$289,000
2017-03-20Sold$82,500

For Sale by Agent

AgentSteph Slapin
BrokerageKW Empower

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